You’re only a few clicks away from getting multiple Milwaukee car insurance quotes online. All you have to do is enter your zip code above. Then simply choose one or more companies from whom you’d like to receive quotes.
Having Milwaukee car insurance is important because it basically means that you have protection wherever you go with your car.
You just never know what’s going to happen out there. So, while you may be the most careful driver on the road today, it still pays to have that extra layer of protection by having you car insured.
Milwaukee Auto Insurance Agents
If you don’t want to go the cheaper and faster route of buying auto insurance online, you can instead get quotes and information from Milwaukee car insurance agents. Here are listings from the state’s largest insurers.
Allstate has relatively few insurance agents in Milwaukee. At the current time they only have 6 in the city itself and another 12 in places like Brookfield, Greenfield, and Menomonee Falls.
Farmers has even fewer agents in Milwaukee than Allstate, with just one agent in the city itself. However, it does have 50 agents within 10 miles of Milwaukee in places like West Allis, Greendale, New Berlin, Brookfield and Hales Corners.
Milwaukee Geico Insurance Agents
Geico has no insurance agents in the city.
Progressive has 6 agencies and insurance brokers it works with in Milwaukee.
State Farm is the leader in terms of on the ground insurance agents, with 9 locations in Milwaukee proper. Moreover, it has over 50 other agents working in the region as a whole.
Your insurance agency not listed? If you own an insurance agency that operates in Milwaukee and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.
Typical Milwaukee Car Insurance Rates
On the whole, Wisconsin tends to be on the low end of auto insurance rates. Thus, it should not come as too much of a surprise that Milwaukee has reasonable premium rates as well. Although these are not as low as the state as a whole.
Finding comprehensive numbers can be difficult but CarInsurance.com claims that the average quoted price for an annual policy in 2011 was $1357. Lower than the US average of $1414 but much higher than the Wisconsin average of $968.
Milwaukee Driving Help
One reason why car insurance rates in Milwaukee are so much higher than the rest of the state is that it is the most dangerous place to drive in the Wisconsin. According to the National Highway Safety Administration, Milwaukee county recorded the most traffic fatalities in 2009, with Waukesha County recording the third most.
This may be in part due to the fact that the city suffers from worse than average traffic congestion. According to the INRIX National Traffic Scorecard the Milwaukee Metropolitan Area is the 39th largest in the US but has the 33rd worst congestion. The Zoo Freeway (US-45) and the I-94 have bother been singled out as among the worst traffic corridors, not only in Wisconsin but in the US as a whole.
As a result if you want to stay accident free you may want to pay attention to traffic reports. For example, the Wisconsin Department of Transportation maintains traffic cameras and other travel information for the Milwaukee area on their website.
Wisconsin Auto Insurance Laws
There is much more to know about Wisconsin’s car insurance laws than we can provide here. Yet, we’ll address a few important things all drivers in the state should know. The first is that Wisconsin is among the majority of states that uses an at-fault based insurance system. Basically, you cause an accident you and/or your insurance company pays.
The second important thing to know are your minimum insurance requirements. It is always highly advisable to get more insurance coverage than the minimums, but these amounts will keep you legal. From November 1, 2011 the 2011 Wisconsin Act 14 states the minimums will be as follows (25/50/10 coverage):
- $25,000 bodily injury liability insurance for one person;
- $50,000 bodily injury liability insurance for two or more people per accident;
- $10,000 property damage liability insurance;
- $25,000 Uninsured motorist coverage for one person;
- $50,000 Uninsured motorist coverage for two or more people per accident;
If you bought or renewed your policy before November 1, 2011, your minimum and coverage requirements will differ significantly. Please check with the your insurance company. For all other questions and comments you are strongly advised to contact either the Wisconsin DMV and/or the Office of the Commissioner of Insurance.
Getting Milwaukee Car Insurance Quotes
Before you get around to choosing one Milwaukee car insurance policy, you have to first make sure that you have a good understanding of what sorts of car insurance policies are available for you to consider. Having a good understanding of your options will help ensure that you do indeed get the right one for you.
Thus, giving you the best kind of protection you can have. Knowing what you’re dealing with will also help protect you against unscrupulous insurance companies that are just out to get your money and not give you protection in turn.
Getting Car Insurance
There are a lot of car insurance companies offering Milwaukee car insurance. In order for you to weed out the best options, you have to get instant car insurance quotes. Having to go from one company to another will be tedious so it is quite convenient that there are websites (like this one) that can give you an instant car insurance comparison.
Just key in your pertinent information in the fields provided and you will have the comparison you need in a matter of seconds. It’s so easy to compare insurance quotes online. You can even do so in your pajamas.
Once you have all your car insurance quotes with you, go with an auto insurance company that gives you the best premium, the best payment schemes you can work with, and most importantly the best level of protection for whatever needs you might have.