Using the internet to compare Chesapeake auto insurance rates is a great way to find additional savings on this vital insurance protection. Our instant car insurance quotes allow you to quickly and conveniently receive rate and coverage information from the nation’s top rated insurers.
All you need to get started is to input your zip code in the form above. Then, you’ll receive Chesapeake car insurance proposals from multiple carriers to make finding and choosing a policy quick and easy.
Car Insurance Agents In Chesapeake
If you would like help evaluating your Chesapeake auto insurance quotes, the city is home to a large number of local insurance agents who can help you determine whether the coverage you are reviewing is right for you.
The following website listing provides links to insurance companies with a strong presence in Chesapeake and the state of Virginia. Their agents can help customize an insurance protection plan that will fit your needs and budget.
Allstate Insurance has 31 agents who represent their brand of auto insurance in Chesapeake and neighboring cities including Virginia Beach, Norfolk, Portsmouth, Suffolk and Yorktown.
Farmers Insurance has a team of 50 agents offering car insurance in Chesapeake including several that speak Spanish, Filipino, Cantonese, Mandarin, Greek and French for those needing assistance in those languages.
Geico Insurance has a local office in Hampton Roads to serve the auto insurance needs of Chesapeake residents. Drivers may also visit the company website or call them on their hotline in order to obtain quotes or purchase Chesapeake car insurance.
Progressive maintains 10 local insurance offices in Chesapeake, Norfolk, Portsmouth and Virginia Beach.
State Farm provides 50 insurance agents in Chesapeake with offices conveniently located throughout the community.
If you would like to learn more about licensed insurance agents in Virginia, the State Bureau of Insurance provides a consumer website where you can check the status of agent licenses and find out if there are any complaints against the agent, agency or company.
If you don’t find your company on our resource listing above, let us know by submitting your information on our contact page. We only accept listings for individual agents with our paid option at the present time.
Chesapeake Car Insurance Rates
Chesapeake car insurance rates are some of the highest in the State of Virginia. According to research by Carinsurance.com Chesapeake auto insurance prices average $1,412 per year making the 46 percent higher than Virginia’s average of $967 per year.
The city’s rates are still 29 percent lower than the national average of $1,998, but Chesapeake drivers will still want to periodically shop for coverage just to make sure they are receiving the best rates available in their area.
Driving in Chesapeake
Chesapeake has a population of over 222,000 people and is part of the Intracoastal Atlantic Waterway that offers plenty of waterfront properties for industry, commerce and residences. With numerous tunnels, bridges, tourists and a large military presence in the area, driving in traffic can be pretty unpredictable and frustrating. Much of the existing roads and infrastructure is quite old and in need of updates and expansion.
Although traffic is a continuing concern for drivers in the Chesapeake area, motorists should feel pretty safe while making their way through the city. Allstate found in their 2011 Safe Drivers Report that Chesapeake ranks 68th for cities with safe drivers with only a 2.5 percent relative likelihood for being involved in a traffic accident.
Safe driving conditions in Chesapeake are supported by recent findings of the National Highway Transportation Safety Administration. In their 2006-2010 study of traffic fatalities in United States cities and counties, Chesapeake had very low rates of car crash deaths. In 2010, the city had only 13 total fatalities out of a population of over 200,000 residents.
Virginia Auto Insurance Laws
Virginia auto insurance laws are very different from other states. Drivers are allowed to opt out of mandatory insurance requirements by following certain conditions. It is recommended that Virginia motorists review our guide about auto insurance laws in Virginia as well as the state’s minimum car insurance amounts before committing to purchase Chesapeake auto insurance. Consulting with a local insurance agent can also help in understanding these requirements as well.
Chesapeake Car Insurance Quotes
Take steps now to save on your car insurance in Chesapeake by using our quoting resource tool to obtain insurance quotes for your vehicle. That way you will have rates and coverage information in hand before purchasing a policy online or talking with a local agent for help in evaluating the quotes. Get started today by entering your Chesapeake zip code below.