The easiest way to save money on car insurance in San Antonio is to get a free auto insurance quote. You can get one right away by simply using the form above.
You can complete the whole process online, which save you both time and money. On the other hand, many people prefer talking to an agent rather than simply relying on online quotes. Therefore, we have included information on how best to find one close to you.
San Antonio Car Insurance Agents
Below is our list of companies with San Antonio insurance agents. We have included links to pages where you can find listings of all agents working for that company within San Antonio.
Allstate has one of the largest networks of agents in San Antonio with over 90 agents operating there at the current time. Moreover, you can also get help in a variety of languages including Spanish, German, Russian, Hindi and several more.
Farmers insurance also has a very large presence in San Antonio. At the current time their website lists 50 different agents you can talk to about coverage and get quotes.
Geico has a very few insurance agents in San Antonio. At the current time their website only lists two options.
Progressive insurance has a moderate presence with a 11 local agents listed on their website.
State Farm Insurance has one of the bigger network of agents in San Antonio. At the current time they have 50 local agents that can help you with your insurance matters.
Your insurance agency not listed? If you own an insurance agency that operates in San Antonio and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.
Average San Antonio Car Insurance Rates
According to CarInsurance.com the average premium for a person living in San Antonio is $1,619 per year which is much higher than the Texas average of $1,294. The reason why rates are higher in San Antonio than the state as a whole has to do with the fact that urban areas always have higher rates than rural ones. By getting insurance quotes you can lower your premiums to the lowest possible rate.
Driving in San Antonio
One of the best ways to keep your rates down is to maintain a clean driving record. This means you should know about any driving related issues you may face in San Antonio, the 27th worst place in America to drive. You can find tips and advice about driving in San Antonio from Virtual Tourist for those not familiar with the city and current traffic conditions from the Texas Department of Transportation.
Moreover, you need to keep in mind when driving in San Antonio you’re still operating under Texas insurance laws summarized below.
Texas Auto Insurance Laws
As you probably already know insurance in San Antonio Texas, like all other states, is regulated and mandated at the state level. The current law in force is the Texas Financial Responsibility Law. As of January 1, 2011 it has set the minimum coverage for all drivers in Texas as 30/60/25. This means $30,000 per injured person, $60,000 per accident and $25,000 for property damage.
However, even though these are the minimums it is highly recommended that you get more than this coverage. A severe accident can cost several times the basic coverage amount. Without proper insurance you could be liable for the different between your policy and the final settlement. Moreover, since San Antonio is in an urban area you are more likely to get in a crash and have to make claim or have a claim filed against you. You can learn more about state wide issues on our Texas car insurance page.
Getting Your Quote Online
The commute to work through public transportation is a hassle, because you have to know the schedules of buses. Moreover, you can’t just go out and about town if you don’t have a car of your own. You’d have to be driven by a relative or by your friends. But having your own car has its responsibilities. One of these responsibilities is getting a car insurance.
You can’t just drive in San Antonio, Texas if you don’t have the appropriate San Antonio TX car insurance. Getting coverage can be a bit tricky if you don’t know the law. San Antonio TX car insurance follows the minimum requirements set by the Texas state law, known as the 30-60-25 insurance coverage as outlined above.
You can save money on all coverage options by getting your quote now for free. Just follow the easy instructions.