In today’s tough economy finding ways to cut costs is necessary, and there’s no better way to find unexpected savings than by obtaining Irving auto insurance quotes. The internet makes saving money on car insurance in Irving much easier by giving consumers coverage information right at their fingertips within minutes.
There’s no need to spend hours on the phone or drive all over town looking for deals. Using your home or office computer, you can submit your zip code and receive our instant insurance quotes from the nation’s top rated insurance companies.
Once you receive your quotes, you’ll be able to compare rates and coverage features to determine which policy is right for you. Get started today just by answering a few questions, and then you’ll be on your way to finding additional savings on your Irving car insurance.
Car Insurance Agents in Irving
When you want personal attention and service, local agents offer auto insurance in Irving and the surrounding areas. With many office locations near home and office, there are agents conveniently located near you to provide rates, coverage and policy services. The following resource offers links to some of the nation’s top auto insurers along with information about agents in your local area. .
Allstate Insurance provides 15 agent offices in Irving with more than half of the agents offering bilingual services in Spanish for area residents.
Farmers Insurance offers 50 agent offices for auto insurance in Irving and surrounding areas including Dallas, Farmers Branch, Coppell, Grand Prairie, Carrollton, Colleyville, Euless, Arlington, Grapevine and Bedford.
Fourteen Progressive agent offices offer Irving car insurance quotes to area residents.
There are 50 State Farm Insurance agents for Irving, Grand Prairie, Arlington, Euless, Bedford, Farmers Branch and Dallas.
Texas Department of Insurance Agent Lookup
Consumers may check the license status and any disciplinary actions for licensed Texas insurance agents on the Texas Department of Insurance website.
Be sure to let us know if your company is not in our resource listing by contacting us using our email form. We only accept individual agent listings via our paid feature section at the present time.
Irving Car Insurance Rates
Auto insurance rates in Texas are quite low when compared to the rest of the nation. The Lonestar State averages $840 per year for car insurance. Unfortunately, Irving car insurance average rates of $1,552 are 46 percent higher than Texas overall rates according to research by CarInsurance.com.
The city’s averages are still 25 percent lower than the national average of $2,060, but driving in Irving requires that motorists carry enough coverage to fully protect themselves financially. It also doesn’t hurt to obtain new quotes each year at renewal just to make sure that coverage rates are still competitive.
Driving in Irving
The City of Irving is situated in Dallas County and makes up part of the Dallas Fort Worth Metroplex. Its population of 216,000 use several local highways to travel throughout the area including the State Highway 183 and Interstate 635, also known as the Lyndon B. Johnson Freeway.
Both of these highways run through the city in an east/west direction. State Highway 114 and the George Bush Turnpike also both move through the city, and many residents use the DART transit system for commuting between Las Colinas and the Dallas-Fort Worth Airport.
As part of the DFW metro area, Irving drivers experience periods of heavy traffic congestion, and according to analysis reported in the 2011 INRIX Traffic Scorecard, traffic congestion in the entire DFW area increased by 31 percent. In 2010, Inrix ranked Dallas as 39 out of 100 cities. For 2011, the ranking increased to 20th in the nation for heavy traffic.
For safety in driving, the 2011 Allstate Best Drivers Report placed Irving as 161st out of 200 cities for having safe drivers when evaluating collision frequency in the city.
Based on the report, drivers can expect a 31 percent chance of becoming involved in an accident when driving in Irving. Dallas County is the 2nd highest for traffic fatalities in the State of Texas. In 2010, the county experienced 178 car related deaths, which represented a 10 percent increase in deaths from the preceding year. Eighty-five of those deaths involved an alcohol or drug impaired driver.
DFW drivers can find up-to-date traffic reports for Irving and surrounding cities by visiting the Texas DOT website. The site lists current traffic accidents, road closures and delays.
Texas Auto Insurance Laws
While Texas auto insurance laws require that drivers maintain auto liability for bodily injury and property damage, the minimum policy limits are relatively low when compared to other states. Despite having low minimum car insurance requirements in Texas, insurance agents and companies highly recommend that drivers carry higher limits and consider comprehensive and/or collision coverage in order to fully protect themselves.
Irving Car Insurance Quotes
When developing Irving car insurance policy rates, auto insurance companies consider much more than just a motorist’s driving record. They also evaluate the type of car, number of miles driven, age, gender and even your credit history. Finding a policy that meets your budget and coverage needs can take time if you try to find it on your own.
With our insurance quoting resource, you’ll save plenty of time and effort trying to find the right policy. We’ll deliver quotes instantly to your computer screen within minutes so that you can make an informed decision about which company, coverage and rates work for your situation.