Our Garland car insurance quoting tool quickly delivers rate and coverage information so that you can research and compare companies in order to make the right choice in an auto insurance policy.
In fact, Garland auto insurance shopping is easy once you discover our instant online quoting tool. By entering your zip code in the box above, you’ll have access to rates and coverage information from some of the nation’s top rated car insurance companies.
Car Insurance Agents in Garland
To supplement the wealth of information in our car insurance quoting tool, you’ll also find our Garland auto insurance agent resource invaluable to finding and selecting the best policy for your vehicle. Local insurance agents in Garland understand Texas auto insurance laws and are available to provide personalized service when you need it.
Allstate Insurance offers 23 agents representing their coverage for auto insurance in Garland. Half of these agents provide services in Spanish.
Fifty agents represent Farmers Insurance in Garland and surrounding areas including Rowlett, Sachse, Dallas, Richardson and Mesquite. Many of these agent offices also offer a wide variety of services in various different languages such as Spanish, American Sign Language, French, Vietnamese, Hindi, Punjabi, Urdu, Tagalog and Mandarin.
For Garland car insurance, Geico offers three agents in Plano, Denton and Arlington. Texas drivers may also purchase their insurance coverage by phone or on the company’s website.
Five Progressive car insurance agents in Garland offer vehicle insurance policies for autos, motorcycles, RVs, ATVs, golf carts and boats.
State Farm Insurance offers a team of 50 agents providing their auto insurance policies in Garland and neighboring cities. Of the 50 available agents, 27 offer services in Spanish.
Texas Department of Insurance Agent Lookup
The Texas Department of Insurance provides an agent lookup feature on their website so that consumers may check the license status of insurance agents and find out more about whether an agency or company has been the subject of complaints or disciplinary action.
If our resource section does not list your agency, let us know using our contact form. Currently, only our paid option features individual agent listings.
Garland Car Insurance Rates
According to the reports of CarInsurance.com Garland auto insurance annual premium average of $1,697 is 24 percent higher than Texas annual averages of $1,363 although still 15 percent lower than the national average of $1,998.
Because of the disparity between rates in differing Texas cities, motorists benefit from accepting new auto insurance quotes each year to keep current with coverage updates and make sure they have the best rates available.
Driving in Garland
As part of the Dallas Fort Worth Metroplex, Garland is situated in a heavily populated and traffic congested area. The city is mostly located within Dallas County with some portions also in neighboring Collin County. The city itself has a population of almost 227,000 and according to CNN and Money Magazine, is one of the top 100 cities to live in the United States.
Several major highways go through Garland including Interstate 30 and 635 along with the tolled President George Bush Turnpike. Like most large city areas, driving in Garland requires patience with traffic conditions especially during peak rush hour on the 635 and 30 interstate highways.
According to Allstate’s 2011 Best Drivers Report Garland ranks 177 out of 200 cities for safe drivers, and based on national averages, the chances of becoming involved in a traffic incident while driving in the city is 42.5 percent. And since Garland is situated in Dallas County, the area is also ranked by the National Highway Traffic Safety Administration as second in the state for the most traffic fatalities.
In 2010 Dallas County experienced 178 deaths from car accidents representing a 10 percent increase from 2009. Of those 178 fatalities, almost half (85) involved alcohol or drug impaired drivers. Speeding was also a contributing factor to 83 of those 178 deaths as well.
Garland drivers can easily find up-to-date traffic reports for Garland and the surrounding DFW metro area by visiting the Texas Department of Transportation website. This useful resource provides real time updates on traffic accidents, construction zones, congestion and lane closures.
Texas Auto Insurance Laws
Proof of auto insurance is required in the Lonestar State, and heavy penalties result for uninsured motorists. Every driver in the state must maintain a minimum amount of bodily injury and property damage liability; however, because the state’s minimum requirements are so low, many insurance companies and agents do recommend raising the coverage limits in order to fully protect drivers and their property. Learn more about Texas auto insurance laws and minimum requirements by visiting our state guide on car insurance in Texas.
Garland Car Insurance Quotes
Find competitive rates for auto insurance in Garland by using our instant quote tool today. By submitting your zip code in the box below, you’ll be able to compare prices of highly rated insurance carriers right online to find the best rates and coverage options available. Because prices for Garland car insurance vary from company to company, you’ll rest assured knowing that you have all the information you need at your fingertips to select the right coverage for you.