Getting car insurance in the Fort Worth area is becoming easier everyday. Well, at least shopping for it has become easier. There are dozens and dozens of companies that operate in Fort Worth, Texas and across the country that want to offer you a policy.
Now with the internet you can easily pit these companies against each other to give you the best rate you qualify for. It all begins with the instant auto insurance quote form at the top of this page. You’ll find local, regional and even national companies who want your business and are willing to offer you an affordable policy for it.
Insurance Agents In Fort Worth
Since Fort Worth is part of the larger Dallas-Fort Worth metroplex, there are likely thousands of insurance agents within 30 miles of your house. Here are just some listings from the largest insurance carriers.
Fort Worth Allstate Insurance Agents
Allstate has 30 agents in Fort Worth proper, and another 100 agents in places close by like Hurst, Keller, Arlington, Bedford and Watauga.
Fort Worth Farmers Insurance Agents
Farmers has many agents scattered throughout the city. Their website currently lists 50 in just Fort Worth itself, along with many others in nearby cities.
Fort Worth Geico Insurance Agents
Geico just has one local agent for all of the Dallas-Fort Worth area. Fortunately, he is located at 2901 Alta Mere Dr. Ft. Worth.
Fort Worth Progressive Insurance Agents
Progressive has 11 agencies it works with to provide auto insurance in Fort Worth. These are not owned by Progressive itself, but instead can give quotes for Progressive policies.
Fort Worth State Farm Insurance Agents
State Farm is another large player in the Fort Worth car insurance agent market. They have over 40 agents in Fort Worth itself and several more nearby, in places such as Haltom City, Saginaw and Arlington.
If you want to make sure your Fort Worth insurance agent is properly licensed, make sure you use the Texas Department of Insurance, Insurance Licensing Search.
Your insurance agency not listed? If you own an insurance agency that operates in Fort Worth and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.
Average Fort Worth Car Insurance Rates
CarInsurance.com reports that in 2011, Fort Worth’s average auto insurance rates are above both the US and Texas averages. Currently the average price quoted for a Fort Worth auto insurance policy is $1,559 per year, $150 per year more than the Texas average, but just $44 more per year than the Us national average.
Yet, no matter what you pay for car insurance, the only way you’ll do better is to make sure you take full advantage of online auto insurance quotes.
Driving In The Fort Worth Area
Fort Worth does not have a good record when it comes to traffic and accidents. For example, The National Highway Traffic Safety Administration has found that Tarrant county has the 4th highest number of traffic fatalities in the state. There were 134 deaths in 2009 alone.
The city also does not do well even for more minor accidents. The Allstate America’s Best Drivers Report™ shows that the city is in the lower tier for accidents. On average, a Fort Worth driver can expect to get in some sort of accident every 8.4 years or just under 20% more often than a typical urban driver.
Finally, the Dallas-Fort Worth Metropolitan area is ranked as the 5th most congested in the United States according to the INRIX National Traffic Scorecard. The North Freeway (I-35), I-820 Loop, TX-360, and Stemmons Freeway are all among the top 100 worst traffic corridors in the country. Thus before you leave for your drive, you may want to have a look at the Dallas/Fort-Worth Traffic Conditions.
Texas Auto Insurance Laws You Should Know
Since Fort Worth is in Texas, you have to follow Texas’ auto insurance laws when you own and operate a vehicle in the state. You can read all about Texas mandatory insurance requirements and Texas car insurance laws on our Texas information page. You may also wish to find out how auto insurance stacks up in nearby Dallas as a comparison.
Providing Fort Worth Car Insurance Quotes
Insurance providers look at a whole host of things when they consider giving you a policy. Getting quotes is a good first step to knowing what ballpark they are likely to charge. Overall, they like to look at all the factors that make you a driver.
As much as possible, they want to see if there are any benefits to them selling you a policy. And if there aren’t, then they will be forced to offer you a high priced policy or worse yet none at all. In this case, you need to first figure out how you can become a better driver. For example, take extra driving lessons. Clear all the tickets and violations that you have, as these also play a part in the price of your insurance policy.
When looking for a company to get an auto insurance quote from, make sure they are reputable. Better yet, why not get multiple insurance quotes online in only a few instants. They are free to get and you’re already on the right site to get them. Just have a look below.
The truth is that it’s never a walk in the park to look for a Fort Worth car insurance policy that can fit into your budget. But with a bit of push, you will eventually find what you are looking for.