As the 2nd largest city in Pennsylvania and the Allegheny county seat, Pittsburgh is also part of a metropolitan region comprising seven counties. When combined together, these counties total 2.3 million people, making it the 22nd largest urban area in the U.S. Large population and heavy traffic mean Pittsburgh auto insurance is an absolute necessity.
Besides the fact that auto insurance in Pittsburgh is required by the state, having insurance protection for your vehicle and loved ones means that you can rest assured that all financial expenses and liability are taken care of when you are in an accident. Take the time now to evaluate the car insurance available and choose a plan that is right for you. By entering your zip code in the form above, you can receive on the spot insurance quotes all in one place to make shopping for insurance coverage quick and easy.
Car Insurance Agents In Pittsburgh
Finding the best rates for car insurance is often a top priority for most consumers whether they choose to buy Pittsburgh auto insurance online or through a local agent. The benefit to contacting a local agent is their familiarity with the unique needs of the community and their ability to offer personalized service to residents.
Allstate Insurance provides 50 agents in Pittsburgh and surrounding communities to make it easier for residents to find Pittsburgh auto insurance coverage appropriate for their needs.
Pittsburgh is home to 50 Farmers Insurance agents, and a small number provide services in Spanish, French and Mandarin.
Geico’s traditional method of providing insurance policies and service is through their customer support phone line and website. The city does have one agent available to personally assist the community with their Pittsburgh auto insurance needs.
Progressive independent insurance agents provide assistance with policy rates and services as well as claims handling. There are 6 agents available in Pittsburgh.
State Farm Insurance agents total 50 for the entire Pittsburgh area so that residents can find a personal insurance agent close to home.
The Pennsylvania Insurance Department provides agent, agency and insurance company licensing information right online. Consumers may lookup information on potential agents and companies such as type of license and insurance they may represent as well as any disciplinary or enforcement actions against them.
If your company is not on our resource list, send a message to us using our contact form. At this time, agent listings for individuals are accepted only through our paid option.
Pittsburgh Car Insurance Rates
Pittsburgh auto insurance rates are some of the lowest in the state of Pennsylvania. According to CarInsurance.com the average annual premium is $1,460, about 8 percent less than average rates for the whole state and 13 percent less than average national auto insurance premiums.
Driving in Pittsburgh
Driving through Pittsburgh requires a great degree of patience. The road system is not based on a grid so navigation requires careful study of a map if you’re unfamiliar with the area, and since many of the roads were designed prior to the Industrial Revolution, they are usually not as wide as roads in similarly sized cities. Traffic is something that must be dealt with daily when living in an area with so many drivers. The Inrix.com National Traffic Scorecard confirms the region’s traffic issues by ranking Pittsburgh as the 23rd most congested city in the country.
The Allstate 2011 Best Drivers Report ranked Pittsburgh ranked 152 out of 200 cities for having the best (and safe) drivers so residents can definitely benefit from taking extra precautions while out on crowded roads.
According to the National Highway Traffic Safety Administration, Allegheny County is 2nd out of 67 counties for driving accidents that result in fatalities. In 2010 the county experienced 70 deaths due to vehicle crashes with 23 of those involving alcohol or drug impaired drivers. After decreasing in 2009, the total number of deaths in the county of Allegheny increased by 23 percent in the year 2010; however, the county typically averaged 70 traffic related deaths in the years 2006-2010.
By visiting the WTAE-TV website, Pittsburg drivers may obtain live updates on current traffic conditions in Pittsburgh. The station’s Pittsburgh traffic map displays traffic incidents, construction and road closures so drivers may plan their commute more effectively. For on the road real time traffic updates, call the WTAE traffic hotline at (866) MY-TRAFC.
Pennsylvania Auto Insurance Laws
Like most states, Pennsylvania requires that every driver maintain auto insurance coverage and carry proof of that insurance with them when driving. One major difference in Pittsburgh auto insurance laws when compared to other states is that residents may choose between limited or full coverage.
Limited insurance coverage allows drivers to save on their auto insurance costs by placing limits on what the policy covers; whereas, full tort coverage insures drivers from additional damages such as pain and suffering. Learn more about these differences in coverage by visiting our Pennsylvania car insurance law and minimum requirements for auto insurance pages.
Pittsburgh Car Insurance Quotes
With heavy traffic congestion and potential risk for accidents, every Pennsylvania driver needs to ensure that they have the appropriate amount of auto insurance protection. Use the online quote form below to submit your zip code and receive quotes from multiple carriers instantly. With just a click of your mouse, you’ll quickly find the best pricing and coverage to suit your auto insurance needs.
City of Pittsburgh