Having the right insurance resource available can make shopping for auto insurance in Raleigh quick and easy. By providing your zip code in the form above, you’ll be on your way to receiving multiple insurance quotes instantly. By reviewing rates and coverage from multiple insurance providers, you can be certain that you are receiving the most affordable rates for the best coverage.
As the 2nd largest city in North Carolina and the county seat for Wake County, Raleigh’s large population and major interstate and highway system create heavy traffic conditions that set the stage for car accident risk. Protect your property and loved ones by maintaining the right car insurance in Raleigh. Visit our online quote system by entering your zip code below to find affordable insurance rates for your vehicle.
Car Insurance Agents in Raleigh
Car insurance agents in Raleigh provide a wealth of services beneficial to North Carolina drivers. Whether you need information on rates, coverage or claims, they offer a personal level of service not available when using online insurance sources.
Allstate provides 49 insurance agents to service Raleigh and surrounding communities including Cary, Wake Forest, Morrisville, Apex, Fuquay Varina, Durham, Rolesville, Garner, Clayton and Holly Springs. Several of the agents also offer services in Spanish.
Farmers Insurance does not provide auto insurance coverage for North Carolina residents. Instead, 21st Century Insurance, one of the Farmers Insurance Group of Companies, offers coverage for North Carolina drivers. The only way to purchase this auto insurance is directly on their website.
For personalized Geico service, there is one agent in Raleigh that represents Geico Insurance Company. Raleigh residents may also purchase Geico insurance direct by phone or on the company website.
For auto insurance in Raleigh and Cary, Progressive Insurance has 13 insurance agencies that offer coverage to area residents.
Fifty State Farm Insurance agents serve Raleigh and neighboring suburbs including 10 bilingual Spanish agents.
If we have not included your agency on our list of resources, please notify us using our contact form. Individual agents may be listed using our paid feature option only.
Raleigh Car Insurance Rates
North Carolina car insurance premiums are 26 percent lower than the national average of $1,678 according to CarInsurance.com. In fact, with $1,261 average annual premiums, North Carolina offers some of the nation’s lowest auto insurance rates, and car insurance in Raleigh is just a few dollars more at $1,267 per year average.
Driving in Raleigh
Raleigh is situated in an area with major interstate highways running through it including the I-40, I-440, I-540 and US 64. It also has 5 major U.S. highways and 3 North Carolina highways that wind through the city making it a location that experiences heavy traffic and congestion particularly during peak driving times such as morning and evening commutes. Of course, with so many options for traveling the city’s roads avoiding traffic incidents and road closures is somewhat easier than cities that only have a few major roads going through them.
In a study by the Inrix.com National Traffic Scorecard, the Raleigh and Cary, North Carolina region is ranked 52 out of 100 cities for having the most traffic congestion. When compared to 200 cities in the 2011 Best Drivers Report by Allstate, Raleigh came in 75th for having safe drivers on the roads, an actual increase of 10 percent from the previous year’s report.
Based on statistics provided by the National Highway Traffic Safety Administration, Wake County is the highest ranked county for traffic related deaths out of all 100 counties in North Carolina. In 2010, Wake County experienced 75 car accidents that resulted in fatalities with 18 of those deaths related to drivers impaired by alcohol or drugs.
On their website, the local Raleigh television station WRAL offers residents live traffic updates for Raleigh. The site provides estimated drive times and alerts drivers to accidents, road closures, traffic jams and road construction.
North Carolina Auto Insurance Laws
North Carolina is very strict when it comes to drivers purchasing liability insurance. The state even provides financial penalties for motorists that allow their mandatory coverage to lapse. As an “at fault” state whoever is determined to be the cause of a car accident must pay all costs associated with the damages to the vehicle and the other driver and any passengers.
Because maintaining auto insurance in Raleigh is mandatory, North Carolina drivers will want to make sure that they carry proof of insurance at all times. You can learn more about North Carolina auto insurance requirements by visiting our page dedicated to North Carolina insurance.
Raleigh Car Insurance Quotes
Without the appropriate amount of car insurance in Raleigh and other North Carolina cities, drivers face penalties as well as potential financial liability for any accidents that they cause. This can be financially devastating if you have no insurance or limited coverage.
Find affordable Raleigh auto insurance so that you can rest easy knowing your property and loved ones are completely protected. Simply fill in the form below with your zip code and instantly receive quotes from multiple insurance companies so you can compare and find the best policy for your needs.