Great deals on auto insurance seem to be plentiful everywhere you turn. From television and radio spots to online ads claiming the best rates anywhere, shopping for car insurance in Greensboro can be confusing. Fortunately, we’ve created a tool to cut through all the information overload and help you find the policy you need at an affordable price.
When you use our instant insurance quoting tool, you will receive free Greensboro auto insurance quotes from highly rated carriers delivered right to your computer screen with a simple click of the mouse. All you need to get started is your zip code, and then you’ll be on your way to comparing and researching the coverage and rates that are right for you.
Car Insurance Agents in Greensboro
You can also contact your local agent for auto insurance in Greensboro when you need personal attention for policy or claims service. Their knowledge and expertise with North Carolina auto insurance can help you in choosing the best program for fully protecting your vehicle. Below you’ll find our resource list of national auto insurance companies that offer Greensboro car insurance rates, policies and services to the local community.
Allstate Insurance has 36 insurance agents to provide car insurance in Greensboro and the neighboring communities of Jamestown, High Point, Oak Ridge and Archdale. Two Allstate bilingual agents offer services in Spanish to those needing assistance in their own language.
Car insurance for North Carolina is not available through Farmers Insurance agents. Instead, 21st Century Insurance, part of the Farmers Insurance Group of Companies, offers insurance coverage for drivers in North Carolina. In order to receive quotes and purchase coverage, drivers must visit their website directly.
Geico Insurance has one agent representative for providing Greensboro car insurance. Because Geico is a direct insurer, motorists may also purchase insurance by phone or on their website.
Five Progressive agents are available to assist Greensboro residents with auto insurance quotes and coverage.
State Farm maintains a network of 50 insurance agents to service the auto insurance needs of Greensboro and surrounding cities including Jamestown, High Point, Summerfield, Archdale, Burlington, Kernersville, Thomasville, Graham, Ramseur, Asheboro, Madison, Winston-Salem and Reidsville.
Please notify us using our contact form if your agency is not included in our resource list. We offer individual agent listings only through our paid feature option.
Greensboro Car Insurance Rates
Greensboro drivers enjoy some of the lowest auto insurance rates in the state and nation. According to CarInsurance.com the average annual car insurance premium for Greensboro is $1,362, which is 7 percent lower than North Carolina’s average rates of $1,467 and 32 percent lower than the national average annual premium of $1,998.
Driving in Greensboro
As the 3rd largest city in North Carolina, Greensboro is also part of the metropolitan area known as the Piedmont Triad, which is home to over 1.5 million residents, the combined populations of Greensboro, Winston-Salem and High Point. Two major highways intersect in the city – Interstate 85 and Interstate 40.
The I-40 and I-85 junction meet 4 other routes to form what is well known in the city as “Death Valley” because of its reputation as being heavily congested with traffic and being the location of frequent traffic accidents.
The study by the Inrix.com National Traffic Scorecard, ranked the Greensboro and High Point metro area as 82 out of 100 for traffic congestion, and when the city was ranked based on being home to safe drivers, Greensboro came in at 63 out of 200 cities according to Allstate’s 2011 Best Drivers Report, an improvement of 7 percent when compared to their 2010 safe driving study.
Greensboro is located in Guilford County where the National Highway Traffic Safety Administration found that the county ranked 2nd out of 100 counties for the number of traffic accidents resulting in death.
With 62 fatalities in 2010, the county experienced an increase by 41 percent in the car related deaths from the previous five years, and of those 62 deaths, 28 involved speeding and 22 alcohol impairment of the driver.
Local Greensboro television station WFMY-2 provides live traffic reports in Greensboro and the Triad metro area on their website. Greensboro drivers can use the interactive map to plan their driving route more effectively because the traffic report details areas of congestion, closed roads, construction and accidents.
North Carolina Auto Insurance Laws
The state of North Carolina has some of the strictest mandatory auto insurance laws in the country. North Carolina car insurance laws require that every motorist purchase liability insurance or face heavy financial penalty including for those who even allow the coverage to lapse. Because the state operates on an “at fault” system, drivers that are found to be at fault for an accident must accept full financial responsibility for all costs.
Carrying proof of insurance in the vehicle is required as well. Find out more about how North Carolina auto insurance requirements apply to drivers in the state by visiting our online resource guide.
Greensboro Car Insurance Quotes
Making sure your vehicle and finances are completely protected from the potential costs associated with a traffic accident requires that you obtain and maintain appropriate auto insurance in Greensboro. Auto insurance coverage will pay for any medical and property damage up to the limits of the policy so understanding what your risk is will help you better determine how much coverage is needed.
Use our online quoting tool right now to receive instant auto insurance quotes straight to your computer screen instantly. Each quote will detail coverage features and options as well as pricing so that you can select the best policy for your budget and protection.