The process of shopping for auto insurance in Yonkers doesn’t have to be confusing. By using the internet to compare car insurance coverage, you’ll discover a variety of policies from different companies that will provide just the right amount of insurance at a price you can afford.
Yonkers car insurance protects drivers from unexpected events that could result in potential loss or damage. Having to pay for an accident out of pocket could be financially devastating so taking the time now to see what insurers offer for car insurance in Yonkers will help you to purchase enough coverage to fully protect you and your vehicle. Enter your zip code in the provided form to receive instant car insurance quotes right to your computer screen.
Car Insurance Agents in Yonkers
Auto insurance agents in Yonkers offer area residents additional expertise to assist them with making their car insurance purchase. With years of insurance training and knowledge about New York auto insurance laws, local agents are able to personalize insurance protection plans that provide everything a motorist needs to fully protect themselves from potential liability in the event of an accident. The links below take you to the individual websites of insurance agents who represent highly rated auto insurance companies in Yonkers.
Allstate Insurance offers 27 agents representing their car insurance in Yonkers, Mount Vernon, Bronxville, New Rochelle, Hastings on Hudson, Tuckahoe, Eastchester, Scarsdale, Pelham and the Bronx. Half of the agents offer services in Spanish to those in the community who need assistance in the Spanish language.
Farmers Insurance does not offer auto insurance in Yonkers. 21st Century Insurance, a company within the Farmers Insurance Group provides auto insurance coverage for Yonkers drivers. Their website offers quotes and purchasing capabilities.
Geico Insurance offers locations in 7 cities in New York. The nearest location to Yonkers is the Geico office in Scarsdale. New York drivers may also go online to obtain quotes and purchase coverage or call Geico directly on their customer support line.
Progressive Insurance maintains two offices in New York State – Albany and Williamsville. Both of these offices offer car insurance in Yonkers and all cities in New York. Consumers may also purchase coverage directly on the Progressive website or by phone as well.
Thirty-four State Farm Insurance agents service the Yonkers area with additional office locations in the Bronx, Mount Vernon, Eastchester, Pelham, Scarsdale, New Rochelle, New York City, Dobbs Ferry, Larchmont, Hartsdale, Mamaroneck and White Plains.
If your agency is not featured in our resource listing, let us know using our email form. We only accept individual agent listings as a paid feature at the present time.
Yonkers Car Insurance Rates
At $2,739 average per year, car insurance rates in the State of New York are much higher than the national average of $1,998 – to the tune of 27 percent higher according to CarInsurance.com.
While Yonkers drivers pay slightly less per year than the state’s average, their rates of $2,596 are still 23 percent higher than most other states combined. With rates so high in New York, it is important for drivers to shop and compare auto insurance rates each year in order to take advantage of any changes to coverage or rates.
Driving in Yonkers
Yonkers population of 195,000 makes it the 4th largest city in New York, and as part of the New York Metro area, it also experiences all the major traffic congestion you would expect of such a large and populous region. Many residents utilize the public transit system consisting of commuter trains and buses as well as taxis in order to avoid driving in heavy traffic.
According to the Inrix.com National Traffic Scorecard New York City fell from 1st to 4th place for traffic congestion just behind Honolulu, Los Angeles and San Francisco. Although traffic congestion has decreased, safe driving is not prevalent in the city when you review the Allstate 2011 Best Drivers Report.
The insurance company found that Yonkers ranks 172 out of 200 cities for having the best drivers when evaluating for safety and collision rates, and travelers in the area are 38.3 percent likely to experience a traffic accident when compared to national averages.
The good news is that traffic fatalities in Westchester County where Yonkers is situated are rather low for such a large population. The total number of deaths caused by car accidents totaled 35 with 12 of those involving an alcohol impaired driver according to traffic safety facts for 2006-2010 published by the National Highway Traffic Safety Administration.
New York Auto Insurance Laws
Auto insurance laws in New York require that all drivers maintain liability insurance and carry proof of insurance with them at all times. The state imposes strict penalties for those caught driving without insurance with fines of $1,500 and potential suspension of licenses.
Learn all you need to know about New York car insurance minimums by visiting our online state resource page which accurately details the state’s legal requirements. Although the state has set minimum guidelines for liability coverage, most insurance companies and agents recommend considering comprehensive and collision coverage with higher policy limits for full insurance protection.
Yonkers Car Insurance Quotes
Price is not the most important aspect when shopping for Yonkers auto insurance. While budget is important to everyone< having the appropriate amount of coverage will protect you in the event of an accident. Without policy limits to cover your full liability in an accident, you will end up paying out of pocket for the amount that insurance does not cover. By having sufficient policy limits, you will rest easier knowing you are fully protected when an unexpected accident occurs. Finding the right balance between coverage and budget is easier when you can comparison shop online. Having multiple quotes to review will help you determine which coverage is important and then pick and choose what is most needed. In many cases, this will allow you to find additional savings on your auto insurance in Yonkers. To get started, simply enter your zip code for instant download of insurance quotes to review. Once you've found the best fit, we even offer the convenience of online purchasing to help you save time.