Purchasing auto insurance in Newark is vital to protecting both vehicles and lives. Often many consumers are confused about the appropriate coverage and how the insurance buying process works. Our online insurance quoting tool simplifies the buying process making it easy for consumers to research, evaluate and compare premium rates on coverage from different companies.
Because these Newark car insurance quotes arrive right on your computer, you have access to insurance quotes instantly from the comfort of home. You’ll have all the time needed to review and make a decision about which policy best meets your needs and budget. It only takes a moment to enter your zip code in the provided form above to begin saving on your auto insurance today.
Car Insurance Agents in Newark
Professional car insurance agents in Newark assist drivers with evaluating risk and purchasing auto insurance to fully protect them from potential financial responsibility in the event of an accident. Newark is home to hundreds of agents with the knowledge and expertise to offer this valuable assistance to area residents. The following resource list offers agent information from some of the highest rated auto insurance companies in the United States today.
Newark Allstate Insurance Agents
Allstate Insurance offers 9 agents in Newark, Kearny, Bayonne, Union and Hillside. Six of the agents speak Spanish to assist clients in their native language.
Newark Farmers Insurance Agents
Farmers provides Newark auto insurance to the local area through 50 agents with bilingual services available in Spanish, Portuguese and Italian.
Newark Geico Insurance Agents
Although Geico Insurance does not have any agents directly in Newark, there are a total of 6 agents ranging from 15 minutes to an hour’s drive away from the city. Geico agents have offices in Hackensack, Cherry Hill, Monmouth, Somerset and Trenton. Because Geico is a direct insurer, motorists may also purchase Newark car insurance by phone or on the company’s website.
Newark Progressive Insurance Agents
Progressive Insurance offers auto insurance in Newark, Kearny, Irvington and Harrison through a team of 20 agents.
Newark State Farm Insurance Agents
With 43 insurance agents in Newark and the surrounding areas, State Farm maintains offices close to where most Newark drivers live and work. Of the 43 agents available, 33 offer bilingual services in Spanish.
New Jersey Department of Banking & Insurance Licensed Agent Lookup
The State of New Jersey provides an online resource for consumers to search active insurance licenses. This allows consumers to make sure that the agent they are considering is properly licensed.
If you would like your agency included on our resource list, please let us know using our contact form. At present, listings for individual agents are available only by paid feature option.
Newark Car Insurance Rates
According to CarInsurance.com, New Jersey auto insurance premiums average $2,117 per year making it 21 percent higher than the national average of $1,678. And while there is no doubt that New Jersey has some of the highest rates in the United States, the city of Newark itself is even higher. The average car insurance premiums in Newark are $3,127 per year making it a whopping 46 percent higher than national average premiums and 32 percent higher than New Jersey’s average.
Driving in Newark
As the largest city in New Jersey, Newark is also the county seat of Essex County and ranks as the 67th largest city in the U.S. This is due in part to its being a major hub of air, shipping and rail. Many highways wind their way through the city including the New Jersey Turnpike, one of the most heavily traveled highways in the country. With traffic a major concern for motorists, the importance of Newark car insurance cannot be stressed enough to ensure that drivers have adequate coverage in case of accidents.
Considering that buying auto insurance in Newark means paying some of the highest rates in the United States, it isn’t surprising to learn that the 2010 Inrix.com National Traffic Scorecard ranked the New York and Northern New Jersey travel corridor as number one in traffic congestion out of all other metropolitan areas in the country. And when it comes to safe drivers, the city also ranked 190 out of 200 according to the Allstate 2011 Best Drivers Report. The study found that drivers in Newark have a 70.8 percent likelihood of becoming involved in an accident when compared to the national averages.
Out of all 21 counties in New Jersey, Essex County was in the 2010 top ten for car related fatalities. That year, Essex County ranked 4th with 41 deaths, and of those, 9 fatalities were caused by alcohol or drug impairment according to statistics reported by the National Highway Traffic Safety Administration.
The New Jersey Department of Transportation offers real time traffic reports for Newark through their 511NJ website. The site includes information about accidents, roadwork, weather and closures. Motorists may also utilize a transit trip planner to input start location and destination to help determine the best route for travel.
New Jersey Auto Insurance Laws
New Jersey auto insurance laws can be a challenge to navigate. The state mandates that all drivers have car insurance and gives everyone a choice of no fault auto insurance or limited right of suit. Having an understanding of insurance law can help to make the right decision in which type of coverage to purchase so that’s why many drivers rely on experienced insurance agents and companies to help with determining the appropriate coverage needed. To learn more about New Jersey car insurance requirements, visit our guide page that highlights and offers detailed information about this important and necessary coverage.
Newark Car Insurance Quotes
Finding the right Newark auto insurance policy that meets New Jersey driving requirements can be a challenge. With our instant quote tool, we can help you find the balance between affordability and the proper amount of car insurance coverage. Receive instant quotes now by entering your zip code in the box below. In just moments, you’ll be well on your way to taking care of your auto insurance needs.