Omaha car insurance is not hard to come by when you know where to look online and who to speak to offline. Since you’re here already you might as well get an Omaha auto insurance quote to see if your current policy holds up.
Just because the company you went with before had the cheapest policy doesn’t mean it still does. Moreover, you may be interested to learn a little more about local Omaha insurance matters such as where to find real world agents, car insurance rates and how the city compares in terms of driving and accident statistics.
Talk To Omaha Insurance Agents
Finding an insurance agent has never been easier thanks to our listings. You will find car insurance agent links to listings from the country’s biggest insurers. If they don’t work for you, we have a link to an agent lookup for the whole state.
Omaha Allstate Insurance Agents
You have 15 Allstate agents to choose from in Omaha.
Omaha Farmers Insurance Agents
There are currently over 50 agents listed on the Farmers agent website for Omaha.
Omaha Geico Insurance Agents
There is one Omaha Geico insurance agent.
Omaha Progressive Insurance Agents
Progressive works with 5 Omaha based insurance agents and brokers.
Omaha State Farm Insurance Agents
State Farm has 45 agents in Omaha itself.
Your insurance agency not listed? If you own an insurance agency that operates in Omaha and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.
Rates For Car Insurance Policies In Omaha
Rates in Omaha for car insurance are fairly reasonable. According to CarInsurance.com drivers in Omaha can expect to pay around $1,440 per year for car insurance. This is slightly above the Nebraska state average, but $200 below their average for all US car owners. Moreover, Nebraska is the 10th cheapest state in the United States according to our average car insurance rate calculations.
Driving Information For Omaha Drivers
Omaha driving conditions aren’t really that bad compared to other larger metropolitan centers. According to the INRIX National Traffic Scorecard the city is only the 68th worst congested in the country. There aren’t any major bottlenecks or corridors that rank in the worst 1,000 in the.
In terms of accidents, the city ranks about average. On average you can expect to get in an accident every 10.2 years according to the Allstate America’s Best Drivers Report™. This makes the city the 50th safest in terms of accidents. One thing to note about accidents, is that Douglas County does have the highest number of fatal accidents of any Nebraska according to the National Highway Traffic Safety Administration. Yet, at just 28 in 2010, the number is actually quite low for a city of it’s size.
Still it never hurts to remember to follow the rules of the road and check traffic conditions before you set out.
Nebraska State Insurance Laws
There is a lot to know about Nebraska state car insurance laws. The main thing to know is that you need to have at least 25/50/25 liability insurance. Beyond that there are several important auto insurance laws you should be aware of. To learn more about them you should get in contact with the state licensing office and/or speak to an authorized Nebraska auto insurance agent. Either can legally answer your questions.
Finding Your Omaha Auto Insurance Quote Online
As you have already seen above rates for Omaha car insurance are pretty good in comparison with rates in the rest of the country. However, getting low rates doesn’t mean you can’t do even better. Take the time to get an Omaha car insurance quote to find out who really offers you their lowest rates. It will take just a few minutes to complete and could save you hundreds of dollars over the next few years.