How do you know if you’re getting the best possible rates on your auto insurance in Lincoln? One of the best ways today is to use online resources to obtain multiple quotes from a variety of car insurance companies. By using our online quote tool, you’ll receive rate and coverage information from the nation’s top insurers so that you can compare and discover policies that will best suit your needs.
Shopping online for car insurance is vastly popular because of the speed and convenience of getting needed information about car insurance requirements and different types of available coverage. Get started saving money on your existing policy or purchasing your very first one, by entering your zip code in the box above to receive instant insurance quotes today.
Car Insurance Agents in Lincoln
In addition to online methods for obtaining auto insurance in Lincoln, professional insurance agents are also available in the local community to provide auto insurance programs personalized to driver’s individual needs. The following resource lists agents from well-known auto insurance companies who provide coverage and service for Lincoln auto insurance.
Allstate Insurance has 7 local insurance agents available to assist drivers with auto insurance in Lincoln.
Fifty Farmers Insurance agents offer Lincoln car insurance, and bilingual agents are available to assist clients needing support in Spanish, Vietnamese, Italian and German.
Progressive Insurance maintains a network of 17 agents in Lincoln to assist clients with rate quotes, coverage and policy services.
Lincoln is home to 50 State Farm insurance agents with offices conveniently located near client homes and offices.
If you don’t find you agency on our resource list, let us know by using our contact form. At the current time, we only offer featured individual agent listings through our paid option.
Lincoln Car Insurance Rates
According to CarInsurance.com, Lincoln auto insurance rates are significantly lower than the national average annual premiums of $1,998. Car insurance in Lincoln averages $1,192 per year making it 40 percent lower than the U.S. average. The State of Nebraska average of $728 makes it 64 percent lower than national averages and 39 percent lower than Lincoln car insurance on an annual basis.
Driving in Lincoln
As the capital of Nebraska and the 2nd largest population in the state, Lincoln is also the seat of Lancaster County. The city’s population according to the 2010 US Census is almost 260,000. Lincoln is part of a larger metropolitan area that encompasses both Lancaster and Seward counties with a total population of 302,000. Driving in Lincoln during peak travel times does bring with it significant delays, but by planning your route carefully, it is possible to find alternate routes that help to avoid more crowded streets and thoroughfares.
According to the 2011 Best Drivers Report by Allstate, Lincoln is by far one of the safest cities to drive in. It ranked 3rd out of 100 cities for having safe drivers. Lincoln is the seat of Lancaster County, which ranked 2nd in the state for traffic fatalities according to the National Highway Traffic Safety Administration. It is important to note that out of 285,000 residents in 2010, there were only 10 car related deaths in Lancaster County that year. Of the 10 fatalities, only one was related to alcohol impairment.
The Nebraska Department of Roads provides an Advanced Traveler Information System with real time reports of traffic conditions in Lincoln and other cities in the state using the 511 system. Residents may visit the site online to view traffic incidents, areas of congestion, road closures and construction sites. They may also dial 5-1-1 on a land line or cell phone for up-to-date information on road conditions while traveling.
Nebraska Auto Insurance Laws
When driving in Nebraska, motorists are held financially responsible when involved in an accident. This fault based system requires that those who cause accidents pay for costs associated with them. The state does require residents to carry liability insurance; however, certain types of vehicles do not have to carry proof of their financial responsibility.
It is important to consult with an insurance company or licensed Nebraska auto insurance agent in order to make sure that any policies you are considering meet Nebraska car insurance laws. Without appropriate coverage, motorists face heavy penalties including fines, license suspension and even jail time.
Lincoln Car Insurance Quotes
You’ll easily save time and money by obtaining instant insurance quotes using our Lincoln auto insurance quote form. By entering your zip code, you’ll receive free, no obligation proposals with rates and coverage information to make choosing a policy that much easier. Enjoy the hassle-free way to shop for and purchase car insurance online. Get started today by clicking on the form below and inputting your zip code.
Nebraska Auto Insurance Rate Guide