Driving in Minneapolis can be challenging, especially in the winter. That’s what makes it doubly important to buy enough, of the right types of, car insurance. Generally speaking it is always a good policy to make sure you have more, rather than less coverage.
Now with a free online auto insurance quote you can get more coverage for less money. It really does pay to shop around. You can both buy insurance online these, but if you don’t like that option you should still consider online quotes. Getting a quote online will let you know what to except, price wise, if you opt to buy from a local agent instead.
Minneapolis Car Insurance Agents
Now what if you don’t know where to find Minneapolis car insurance agents? The good news for you is that we have listed some places where you can find agents from some of the larger insurers in Minnesota.
Minneapolis Allstate Insurance Agents
There are over 50 Allstate insurance agents serving the greater Minneapolis-St. Paul’s metropolitan area.
Minneapolis Farmers Insurance Agents
You can find approximately 40 Farmers agents serving Minneapolis proper, with more close by.
Minneapolis Geico Insurance Agents
Geico’s agent website, lists no agents for all of Minnesota.
Minneapolis Progressive Insurance Agents
Progressive sells its insurance policies through 12 separate insurance agents/brokers in Minneapolis.
Minneapolis State Farm Insurance Agents
There are 17 State Farm agents located in Minneapolis.
Your insurance agency not listed? If you own an insurance agency that operates in Minneapolis and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.
Insurance Rates For Minneapolis Drivers
While Minneapolis is not an expensive place to buy car insurance, it isn’t cheap either. According to the latest data from CarInsurance.com you will pay $1,650 per year if you are a typical driver in the city. This is about the same as the overall US average and a little higher than the Minnesota state average. Just remember, that no driver is typical and that’s why you want to make sure you take full advantage of Minneapolis auto insurance quotes.
Driving In Minneapolis
Minneapolis has more extreme weather than large parts of the rest of the country. For that reason you have to be a little bit careful when you drive. The good news is that on average Minneapolis drivers fall in to the average of drivers in the rest of the country. You can expect to get in an accident once every 10 years, which is about the same of all major cities across the country. You can of course reduce your likelihood of getting in an accident by checking the traffic reports before leaving home.
Minnesota Insurance Laws
Before you buy any insurance policy you of course want to find out if you meets your needs and legal requirements. Minnesota requires you to buy 4 types of insurance coverage they are:
- Liability insurance.
- Personal Injury Protection (PIP)
- Uninsured motorist coverage
- Underinsured motorist coverage
You’ll want to speak with an agent about how much of each type is right for you. For most people simply getting the minimum amount of required coverage is not enough. They can also help make you aware of other important Minnesota car insurance laws you may not already be aware of.
Minneapolis Car Insurance Quotes To Save You Money
It’s very simple. If you want cheap Minneapolis car insurance, you need to get several quotes for auto insurance. Ideally you’d get one from each company, but that’s a little impracticable. However, by using the free quote from below you can get multiple quotes for Minneapolis insurance coverage from many of the leading companies in the city and state. It just takes a moment of your time and you can get started just by entering your zip code.
Auto Insurance Basics – Minnesota Department of Commerce