In today’s economy, finding ways to save money is extremely important to make ends meet. While auto insurance in Orlando is required by law, it isn’t necessary to purchase the most expensive policy in order to benefit from full protection.
In fact, by taking time to shop for Orlando car insurance quotes, you’ll find great coverage with affordable rates with very little effort required on your part. The way to accomplish this is through use of the internet.
The convenience and ease of shopping for car insurance online keeps the process from becoming a burden, and drivers benefit from searching coverage and rates from multiple carriers quickly all in one place.
To receive multiple car insurance quotes from some of the nation’s top insurers, all you need to do is input your zip code. You’ll receive the quotes instantly so that you can compare and research coverage all from the comfort of home or office. Once you’ll found the policy that’s right for you, you may also purchase it online as well.
Car Insurance Agents In Orlando
In addition to finding Orlando auto insurance online, local insurance agents also offer expertise and knowledge about coverage that is right for the area. They also assist drivers with evaluating and purchasing auto insurance along with other types of policies so that consumers have a complete insurance protection program in place. The following links provide information about insurance agents in Orlando who represent the most well-known and highly rated auto insurance carriers in the nation.
For car insurance in Orlando, Allstate Insurance has over 50 locations in the Orlando area including offices in Winter Springs, Winter Park, Sanford, Mims, Altamonte Springs, Titusville, Lake Mary, Oviedo, Casselberry, Maitland and Longwood. More than half of the agents provide bilingual insurance services in Spanish.
Farmers Insurance does not offer auto insurance in Orlando. Instead, their sister company, 21st Century Insurance, provides insurance quotes and coverage directly by phone or on the company website.
Geico Insurance offers a local Orlando office for auto and home insurance policies. Consumers may also contact the company directly via their website or by phone in order to obtain car insurance quotes or purchase coverage.
Progressive Insurance offers Orlando auto insurance by phone or directly on their company website. At the present time, there are no local offices for Orlando area residents.
State Farm is home to 50 insurance agents that offer car insurance in Orlando and the surrounding communities of Longwood, Oviedo, Apopka, Winter Springs, Ocoee, Altamonte Springs, Maitland and Winter Park. A majority of the State Farm agents speak Spanish for area residents needing bilingual services.
The Department of Financial Services in Florida offers a website so that consumers may check licensed agent records including company appointments, license status and complaints.
If you don’t find your Orlando car insurance company in our listing, please contact us using our email form. We only accept individual agent listings in our paid feature section at this time.
Orlando Car Insurance Rates
Orlando drivers can take comfort that their rates are 20 percent lower than the national average. Orlando annual insurance premiums average $1,653 while the national average for car insurance is $2,060 according to statistics published by CarInsurance.com. The city also benefits from 9 percent lower premiums than the state of Florida’s average rates of $1,823 per year.
Driving in Orlando
Home to Disney World and other major theme attractions, the city of Orlando is one of the most well-known and visited places in the country. While the population of Orlando proper is roughly 238,000, the population of the greater metro area is 2.1 million. The city’s tourism draws in large crowds for vacation, conferences and trade shows and typically averages over 50 million tourists each year.
With such a large influx of visitors, the city experiences large amounts of traffic congestion due to its strong tourism industry. Driving in the city requires skill and knowledge of alternate routes to avoid traffic congestion, and motorists will need to make sure they have the proper amount of car insurance coverage for full insurance protection.
When compared to other large metro areas of the country, Orlando ranks 21st for having the most traffic congestion out of 100 other cities according to the Inrix.com National Traffic Scorecard. While Orlando motorists face heavy traffic each day, they must also consider their safety while driving.
The Allstate Insurance Best Drivers Report for 2011 found that drivers are 25.5 percent more likely to experience an accident while traveling through the Orlando area. Their report ranked the city as 149th out of 200 cities for safe drivers.
The Traffic Safety Facts Report by the National Highway Transportation Safety Administration seems to confirm the driver safety ranking as reported by Allstate. Orlando is located in Orange County and was ranked 4th in the top 10 counties of 2010 for traffic fatalities.
That year Orange County experienced 132 vehicle related deaths with 36 of those caused by alcohol impairment, 44 resulted in pedestrian deaths and 19 involved motorcycles.
To learn about traffic conditions in the Orlando area, residents and visitors may visit the Sigalert website for current traffic reports in Orlando. Drivers may plan their driving route more effectively by accessing the site’s information about traffic congestion, accidents and major construction that could affect their drive time.
Florida Auto Insurance Laws
The State of Florida does not require auto liability insurance. The only requirement for auto insurance in Florida is that drivers carry personal injury and property damage. The state is also considered a “no fault” system meaning that insurance companies will pay for damages no matter who is at fault in an accident.
Although Florida car insurance law requires minimal coverage, most motorists will need to add comprehensive and collision insurance with higher limit amounts in order to protect themselves in the event of an accident.
Property damage and medical costs related to car accidents can be high. Without appropriate coverage, motorists must pay these costs out of pocket. By maintaining the right amount of Orlando car insurance, the insurance company will cover the costs associated with a claim so that drivers may rest assured they are financially protected in these situations.
Orlando Car Insurance Quotes
When obtaining car insurance quotes in Orlando, it is important to provide accurate information to the insurance company. In order to purchase coverage, you will need your driver information and vehicle details in order to receive an accurate quote. Discounts are often available for association memberships, multiple drivers and safe driving record.
Motorists may also find ways to reduce the cost of auto insurance by changing the deductible amounts and coverage limits. Find additional car insurance savings using our online resource tool. It will help you quickly and easily compare rates and coverage so that you know your car is fully protected at a price you can afford.