If you’ve been shopping for Sunnyvale car insurance, then you know there are many options available especially if you are spending time researching rates online. Insurance companies offer different rates on their policies so it is vital to comparison shop before making a commitment to one company’s policy. When calculating risk and pricing for auto insurance in Sunnyvale, insurers often use location, vehicle type and personal driving history among other factors to determine which rates to offer an individual.
Taking advantage of online shopping comparisons allows drivers to understand their available options and make the best decision that suits their personal needs.
Paying more than other area residents for car insurance in Sunnyvale isn’t necessary. Once you’ve found the policy that’s right for you, purchasing it online is also available, and you’ll appreciate the added savings you find simply by shopping for auto insurance online.
Car Insurance Agents In Sunnyvale
Sunnyvale auto insurance agents offer residents local offices to visit for personalized service not available in the digital world. In some instances, certain drivers seek a personal professional to help them with their auto insurance needs. Local agents have an understanding of the unique needs of individuals in the community and are able to assist with evaluation and comparison of insurance company quotes on auto insurance in Sunnyvale.
Sunnyvale residents have access to 14 Allstate agents with office locations in the city as well as nearby Cupertino, Mountain View and Santa Clara.
There are 50 Farmers Insurance agents available to assist drivers with auto insurance coverage in Sunnyvale along with locations in the neighboring communities of Santa Clara, Mountain View, San Jose, Cupertino and Los Altos. Bilingual agents are also available for residents needing service in Spanish, Mandarin, Cantonese, Taiwanese, Thai, Japanese, Korean, Italian, Hindi, Punjabi, Chinese, Filipino, Russian, Portuguese, Vietnamese, Persian, Farsi, American Sign Language and Hebrew.
Four Progressive Insurance agents provide vehicle insurance to Sunnyvale residents, and several agencies offer bilingual services to Spanish speaking residents.
The San Jose Geico office serves residents in the Sunnyvale area, and locals may also contact Geico directly via their website or on their support phone line to obtain rate information and purchase coverage.
State Farm maintains a network of 50 auto insurance agents in Sunnyvale, Mountain View, Cupertino, Los Altos, Santa Clara, Palo Alto, Saratoga and San Jose. For residents needing language support, local agents offer services in Spanish, Arabic, Italian, Mandarin, Cantonese, French, German, Korean and Vietnamese.
To learn more about licensed insurance agents in California, visit the Department of Insurance informational website. The site lists information about agent licensing status, completed classes for continuing education, companies agent represents and any complaints/disciplinary action.
If your Sunnyvale insurance company isn’t listed in our resources, please send an add request via our contact form. Individual agents may also contact us about listings in our paid feature section.
Sunnyvale Car Insurance Rates
Because car insurance rates in Sunnyvale are based on so many different factors, drivers will want to shop and compare quotes from a variety of insurance companies to make sure they are receiving the most competitive rates available. According to CarInsurance.com, auto insurance rates for the Sunnyvale area are average.
Presently, the average auto insurance premiums in California run $1,500 per year while the national rates average $1,794 – making California rates about 16 percent less than average U.S. rates.
Driving in Sunnyvale
Located in what is known as Silicon Valley near the Bay area of San Francisco, the City of Sunnyvale is home to a total of 141,000 residents. It is also situated in the County of Santa Clara and is located adjacent to the cities of San Jose, Mountain View, Los Altos, Cupertino and Santa Clara.
Many technology leaders have their headquarters in Sunnyvale including Yahoo!, AMD and Palm, Inc. The aerospace and defense industries also have a presence with facilities such as Lockheed Martin, Honeywell and Northrop maintaining offices in the city. Drivers may use any of the four major freeways that run through Sunnyvale including State Route 85, Interstate 280, US Highway 101 and State Route 237.
A portion of SR82 follows the historic road, El Camino Real, in the center of town, and many residents choose to utilize the many city provided bike lanes and signals that are prevalent throughout the area. Through the Transportation Authority of Santa Clara, there is a developed bus system and commuter rail available as an alternative to driving personal vehicles.
The driving conditions in Sunnyvale are fairly average for the population size, and the Allstate 2011 Best Drivers Report ranked the city as 144th out of 200 cities when comparing population size to collision frequency. The company found that there is a relative likelihood of 24.1 percent of experiencing an accident while driving in Sunnyvale.
Santa Clara County overall ranked 9th out of all California counties for traffic fatalities according to the National Highway Safety Administration Traffic Safety Facts for 2006 to 2010. The 2010 vehicle related death totaled 84 with 31 of those involving speeding and 24 alcohol impairment.
For current traffic reports in Sunnyvale, Sigalert.com offers up-to-date information about driving conditions in the Sunnyvale area including accident locations, areas of congestion, road closures and construction zones.
California Auto Insurance Laws
The auto insurance laws in California are very straightforward in that they require all drivers maintain liability insurance and carry proof of that coverage in their vehicle at all times.
The minimum policy limits established by California car insurance laws require drivers purchase at least $15,000 bodily injury to one person, $30,000 bodily injury per accident and $5,000 property damage. Because the state has a large number of uninsured and/or underinsured drivers, most insurance companies also recommend that drivers carry additional protection should there be an accident involving someone without insurance or low policy limits.
Sunnyvale Car Insurance Quotes
When you purchase car insurance, you want to know that the policy will not only meet legal requirements but also protect you in the event of an accident. Whether you choose the most basic coverage required by law or decide on adding collision or comprehensive coverage to your insurance protection plan, you’ll find the best value on auto insurance here at InstantCarInsuranceOnline.com.
With affordable pricing and our convenient quoting tool, you’ll be on your way to saving money on your Sunnyvale auto insurance. Get started now by entering your 5 digit zip code in the space below.