Shopping for car insurance in Stockton doesn’t have to be overwhelming. Sure, there are hundreds of insurance companies listed online with thousands of agents just waiting to take your call. But there’s no need to spend countless hours surfing the Internet or dialing the phone.
Instead, try our instant auto insurance quoting tool to research and compare dozens of rates and coverage options right from the comfort of your home or office. With just your zip code, you’ll be on your way to receiving free, instant insurance quotes from the nation’s top rated carriers.
Once you input your zip code into the box above, insurance quotes will appear for your review. When you find the coverage that meets your needs and pocketbook, then you can buy the policy right online, via phone or by meeting with a local insurance agent.
Car Insurance Agents In Stockton
Local car insurance agents guide insurance shoppers in determining the type and amount of Stockton auto insurance needed. Meeting with an agent allows you to discuss insurance coverage in person so the agent can design a personalized program to meet your unique situation. The resource links below list well-known auto insurance companies with agents in Stockton and the surrounding areas. Their knowledge of the local community and expertise in the field of auto insurance will help you find affordable programs with the best coverage available.
Stockton Allstate Insurance Agents
Ten Allstate Insurance agents service Stockton and surrounding cities including Tracy, Manteca, Discovery Bay and Lodi. Bilingual agents are also available to assist Spanish speaking clients.
Stockton Farmers Insurance Agents
Farmers Insurance maintains a network of 50 agents to provide Stockton auto insurance with bilingual representatives able to assist customers in Spanish and Filipino.
Stockton Geico Insurance Agents
Geico Insurance does not have any representatives in the immediate Stockton area; however, there are agents in Sacramento, San Jose and San Francisco who provide services to those living in the city. Motorists may also choose to work directly with Geico by phone or visiting the company website.
Stockton Progressive Insurance Agents
Progressive Insurance offers two options for purchasing auto insurance in Stockton – agents or brokers. Local Progressive insurance agents represent the company on behalf of Drive Insurance, and they are paid commissions directly by Drive. Progressive brokers, on the other hand, are also paid commissions, but they are allowed to charge an additional client fee for service. Presently, there are 5 agents and 1 broker providing Progressive car insurance in Stockton.
Stockton State Farm Insurance Agents
A team of 50 State Farm Insurance agents offer car insurance to drivers in Stockton and surrounding communities including Oakdale, Modesto, Antioch, Brentwood, Oakley, Riverbank, Galt, Tracy, Ripon, Salida, Manteca and Lodi. More than half of the agents provide bilingual services to Spanish speaking residents.
California Department of Insurance Agent Lookup
The Department of Insurance in California offers a unique feature on their website. Consumers may look up licensed insurance agents to review their licensing, continuing education and disciplinary enforcement actions against them (if any).
If you didn’t find your Stockton car insurance agency in this resource list, please email us about being added by using our contact form. At the present time, we only accept individual agent listings using our paid feature option.
Stockton Car Insurance Rates
CarInsurance.com studies indicate that Stockton car insurance rates average $1,546 per year, which is about 21 percent higher than California’s average auto insurance premiums of $1,216. While higher than its home state, the city’s premiums are 8 percent lower than the U.S. average of $1,678 per year. Because of the differences between Stockton and California rates, it is vital for drivers to review their Stockton auto insurance coverage each year to make sure that their coverage and rates remain competitive.
Driving in Stockton
Located in the farmlands of central California, Stockton is home to the agricultural industry as well as being one of two inland seaports. The city’s population makes the city the 13th largest in California, and because it is nestled between Sacramento, the state capital, and Modesto’s wine region, several main California highways come through the area – Interstate 5, Route 4 and 99 making it a crossroads between north and south regions of the state.
Research from the Inrix.com National Traffic Scorecard found Stockton to be 81st out of 100 cities for most traffic congestion while the Allstate 2011 Best Drivers Report ranked the city as 102nd out of 200 cities for safe drivers. In fact, the relative chance of a traffic incident occurring in Stockton is only 9.8 percent when compared to the national average.
Stockton is the seat of San Joaquin county, and according to the National Highway Transportation Safety Administration, it placed 10th in the top ten list of California counties with the most traffic fatalities. In 2010, the county of San Joaquin experienced 80 car accidents resulting in death. That figure represents a 27 percent increase from the prior year, and of those 80 deaths, 19 involved drinking and driving incidents.
California Auto Insurance Laws
Driving in California without Stockton car insurance can get you in plenty of trouble. The state requires that every driver maintain minimum liability auto insurance coverage, and they must also carry proof of this coverage in the car with them at all times. The liability limits are considered low for this part of the country; however, it is highly recommended that drivers increase their policy limits and add additional coverage to fully protect from potential liability in an accident. Find out more about California auto insurance requirements by visiting our state insurance guide for details.
Stockton Car Insurance Quotes
There are two ways to obtain Stockton car insurance – either visit local agents in the community or use our free, instant insurance quotes right here on this site. Our handy tool offers you everything you need to fully evaluate auto insurance companies to compare rates and coverage features. With just a click of the mouse, you’ll be on your way to finding savings on your car insurance. Just input your zip code in the provided box below to get started.