The only way you’ll know you’re receiving the best Salinas auto insurance rates is by researching and comparing policies from a variety of companies. Our instant car insurance online quotes offer ease and convenience in researching and deciding on the best Salinas car insurance policy for your needs.
Simply input your zip code in the space provided and within minutes, you’ll receive free rate and policy information without ever leaving home.
Car Insurance Agents In Salinas
When you need personalized assistance with car insurance in Salinas, area insurance agents can be a big help in obtaining rate and coverage specific to your region. They also have access to discounts that you might not find if you contacted the insurance company directly. Below you’ll find links to top rated carriers and the agent representatives with local insurance offices in Salinas.
Four Allstate agents offer auto insurance in Salinas and Hollister. All four offices also provide services in Spanish for those in the community who need assistance in this language.
There are 50 Farmers Insurance agents providing car insurance in Salinas and the neighboring communities of Marina, Seaside, Monterey, Pacific Grove, Gonzales, Carmel, Watsonville, Hollister, Gilroy and Aptos. Bilingual agents are also available to assist area residents in the following languages: Spanish, Vietnamese, Tagalog, Japanese and Portuguese.
Progressive Insurance offers a team of 11 independent agencies that provide auto insurance in Salinas, and all offices offer assistance in Spanish with one also providing language support in Japanese.
The San Jose Geico office services the Salinas area, and drivers may also contact the company directly on their website or by phone to obtain rate information and purchase Salinas auto insurance coverage.
Fifty insurance agents represent State Farm auto insurance products to Salinas residents as well as the nearby cities of Marina, Seaside, Monterey, Pacific Grove, Carmel, Watsonville, Hollister, Freedom, Gilroy, Aptos, Soledad, Santa Cruz, Soquel, Capitola, Morgan Hill, Scotts Valley and Felton, California.
For California licensed agent information, the Department of Insurance website allows the general public to access status updates, company appointments, continuing education classes and disciplinary action on any agent in the state.
If your Salinas insurance company is not listed in our resources, send us a message to add it by contacting us through our site email form. At this time, individual agent listings are only available in our paid feature section.
Salinas Car Insurance Rates
Salinas drivers benefit from low car insurance rates according to CarInsurance.com. The average annual premiums for Salinas are $1,320 making the city’s rates 14 percent lower than the California average of $1,540 and 27 percent lower than the national average of $1,810.
To make sure that you are receiving competitive auto insurance rates in Salinas, it is important to obtain new quotes before renewing your coverage each year.
Driving in Salinas
As Monterey County’s largest city and county seat, Salinas plays an important agricultural role in the region. As of the 2010 Census, the city’s population was almost 151,000. Well-known for being the hometown of John Steinbeck, the area is also a major agricultural center for vineyards, vegetable and flower growers.
Drivers in Salinas have two main highways: Hwy 101, which travels north to San Francisco and south to Los Angeles, and SR 68, which connects to Monterey in the west and Castroville in the northwest. The public bus system is operated by Monterey Salinas Transit Authority and offers routes throughout the county.
The city also has some of the safest drivers in the United States according to the Allstate 2011 Best Drivers Report.
The insurance company researched 200 cities and evaluated their collision frequency and the number of years between accidents. The report placed Salinas as 33rd in the country. In fact, Monterey County as a whole offers a relatively safe driving environment. The National Highway Safety Administration reports in their Traffic Safety Facts for 2006-2010 a very low traffic fatality rate for the county.
In 2010, there were 36 vehicle related deaths with 10 caused by drunk driving and 15 involved speeding.
California Auto Insurance Laws
If you’re unsure about how much car insurance you need in California or other laws related to coverage be sure to read our guide.
Salinas Car Insurance Quotes
Insurance companies consider a number of factors when evaluating drivers for Salinas auto insurance. Among their underwriting considerations is the type of vehicle, number of miles driven each year, age and sex of driver as well as the driving record and credit history.
Because rates can vary between insurance carriers, it is important to obtain new quotes each year. Salinas drivers will want to compare coverage options to make sure that they have the right type of coverage and deductibles in place to fully protect their finances. Choosing a higher deductible can mean obtaining a lower car insurance rate, but drivers need to make sure to set aside that higher amount in savings so that the money is available if they become involved in an accident.
If not, they may not have the ability to pay for repairs when it is needed. Our instant insurance quote tool saves you time by offering all the rate and coverage information you need all in one place. Find added insurance savings by submitting your zip code information below to receive our free auto insurance quotes today.