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Your drive in sunny Sacramento could go horribly wrong, if you don’t have proper auto insurance. The good news is that it has never been easier to get coverage either online or off.

The key is knowing where to look and who to ask for more information. A good place to start can be to get some online quotes to see how much or little you may need to pay. You may then want to speak to an agent who can offer some further advice. No matter what your Sacramento car insurance needs are, you should be able to find links to the appropriate resource here.

Local Sacramento Car Insurance Agents

Sacramento Allstate Insurance Agents
Allstate currently lists 8 agents in Sacramento itself.

Sacramento Farmers Insurance Agents
Farmers has over 50 agents serving Sacramento which makes them one of the largest insurers in the area.

Sacramento Geico Insurance Agents
Sacramento is one of the relatively few cities in California to have a local Geico insurance agent.

Sacramento Progressive Insurance Agents
Progressive Insurance has a relatively small presence in Sacramento with only 5 agents/brokers allowed to sell their car insurance policies.

Sacramento State Farm Insurance Agents
State Farm lists 29 agents in Sacramento proper who have offices and will sell you a policy.

Check to See If Your Agent/Broker is Licensed – California Department Of Insurance

Your insurance agency not listed? If you own an insurance agency that operates in Sacramento and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.

Average Sacramento Car Insurance Rates

Just by living in California, you’ve got a slight head start on saving money on car insurance. Unfortunately, cities tend to have higher rates than suburbs or exurbs. Thus, according to CarInsurance.com the average rate price paid by drivers in Sacramento for car insurance was $1,500 a year in 2011. This is slightly higher than the US national average and several hundred dollars a year above the California state average.

Sacramento Driving And Accident Information

Sacramento does very poorly on accident and congestion metrics. According to Allstate’s Best Drivers Report the city ranks near the bottom of the list. You can expect to get in an accident every 8.1 years or a whopping 22.8% more often than the typical American city. Moreover, unlike most other counties in California, it has not manged to reduce the number of fatal accidents each year. In 2010, there were 123 according to the National Highway Traffic Safety Administration.

Finally, The INRIX National Traffic Scorecard finds that the greater Sacramento area fares poorly when it comes to traffic. It is the 21st most congested urban area with the Capital City Freeway, South Sacramento Freeway and the I-80 all being of particular concern. Given all these negatives it is very important you buy proper car insurance coverage. Therefore, you should get several instant Sacramento car insurance quotes online.

California Auto Insurance Laws

For more information about California’s auto insurance laws and minimum auto insurance requirements, please have a look at those respective sections on our California car insurance page.

Get Sacramento Car Insurance Quotes Online

If you are planning on getting Sacramento car insurance, you should take into consideration a few things. Most people are often after a lower car insurance rate, but they think they have to go to great lengths to find the best deals. While this might hold true for other kinds of insurance, the best car insurance rates are often easy to find when you know the things you need to do.

Choosing Insurance Quotes

There are a lot of companies in the state that can provide Sacramento car insurance. Thus, there are a number of options available for you to choose from. One thing you would need to keep in mind however, is that these companies work hard to get people to buy insurance from them. So there is always an available insurance quote in the market that is bound to work best for you.

You can go and look for car insurance online to jumpstart the process. This is the most advisable thing to do. You can go and get information easily on companies that offer Sacramento auto insurance without having to leave your home.

Most of these carriers have comprehensive web sites that will provide information on the insurance quotes that they offer at length, including deals on how much they can offer specific cars and discount options on specific cases such as student discounts, multi-driver discounts, and the like.

Note as well, there are web sites that you can look into that will enable you to easily compare insurance quotes from different companies. These make things easier for you, as you will have all the information that you’d need on the best car insurance rates, available on one page, making comparison easier. To make a comparison now simply enter you zip code below:

Enter Your Sacramento Zip Code:

More Information:

City of Sacramento, California, USA

Buying Auto Insurance – California Department Of Insurance

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