Riverside car insurance protects motorists so that when an accident happens, the insurance company pays for any property damage and medical bills up to the policy limits. Without this vital coverage, a driver can be held personally responsible and be required to pay for the damage out of pocket.
For most people, this potential liability could be financially devastating. The good news is that finding the right auto insurance in Riverside is easy. Our online insurance quote tool delivers instant rates and policy information from local agents right to you in the comfort of your own home.
Shopping for car insurance in Riverside has never been easier. Once you receive your instant rate and coverage information, you can research and compare the insurance companies to make sure that their option meets your needs and budget. All you need to do to get started today is input your zip code in the form above.
Car Insurance Agents In Riverside
The city and county of Riverside provides a large number of capable insurance agents to assist you with Riverside auto insurance. Using the services of a personal agent means that you’ll have an experienced resource available to help you understand rates and coverage, file claims when they happen and make changes to policies when needed. Because these local agents reside in the community, they are familiar with California insurance laws and the unique needs of area citizens. We’ve included links below to some of the largest and well-known auto insurance carriers in the United States. They offer several agents in the Riverside area who offer personalized service to meet client needs.
Riverside Allstate Insurance Agents
Allstate Insurance Company has 12 independent insurance agents available in Riverside to assist clients with their auto insurance needs. Nine of these agents speak Spanish so they can assist those in the community who need services in their native language.
Riverside Farmers Insurance Agents
Riverside is home to 50 Farmers Insurance agents with bilingual services available in Spanish, Filipino, Korean, Japanese, Mandarin, Taiwanese and Hindi.
Riverside Geico Insurance Agents
One Geico Insurance agent services all of Riverside County. Consumers who would like to purchase their Riverside auto insurance direct may also contact Geico by phone or online to obtain quotes and coverage as well.
Riverside Progressive Insurance Agents
Progressive Insurance offers two ways to purchase car insurance in Riverside. Clients may use local agents or brokers. Agents offer Progressive coverage through Drive Insurance and are paid commissions directly from the company with no fee charged to clients; whereas, brokers may also charge clients a fee for services. There are 5 local Progressive agents and 1 broker that service the Riverside area.
Riverside State Farm Insurance Agents
A team of 50 State Farm Insurance agents provide car insurance services to Riverside and surrounding cities including Colton, Fontana, Moreno Valley, San Bernardino, Rialto, Loma Linda, Redlands, Norco, Ontario, Corona and Rancho Cucamonga. A majority of the available agents also offer bilingual Spanish services.
The California Department of Insurance offers a license status check on their website so that consumers may look up agent, agency and company licensing data to ensure that the professionals they are dealing with have the appropriate California insurance licenses. The information includes the insurance companies that agents represent, continuing education and any enforcement actions by the Department.
If you do not see your company on our resource list, please get in touch with us via our contact form. Individual agent listings are only accepted using our paid feature option.
Riverside Car Insurance Rates
Studies by CarInsurance.com found that Riverside car insurance average yearly premiums of $1,618 are 33 percent higher than California’s average of $1,216. The national average for auto insurance premiums is $1,678 making Riverside’s average premiums 4 percent lower.
Driving in Riverside
According to the 2010 Census, Riverside, California has the 12th largest population in the state of California with 303,871 residents. The city is part of the metro area that includes Riverside, San Bernardino and Ontario and is heavily traveled due to its close proximity to Orange County and Los Angeles.
In fact, major highways such as I215, Route 60 and 91 run through the area, and it is well known among residents and tourists that the entire metro area deals with high traffic congestion. Because so many people traverse the roads in this region, having the proper coverage for auto insurance in Riverside is highly important to fully protect drivers and their property.
Traffic conditions in the area are starting to improve slightly according to the 2010 Inrix.com National Traffic Scorecard. The Riverside, San Bernardino and Ontario region ranked 17 out of 100 cities for traffic congestion representing a 9.1 percent decrease from 2009.
Even on the Allstate 2011 Best Drivers Report, Riverside came in at 113 out of 200 cities for safe drivers. It was a 4 point decrease from 2010 so although still high, the city is moving in the right direction for safe driving and traffic congestion as long as the trend continues.
When it comes to traffic related fatalities, the National Highway Traffic Safety Administration ranks Riverside County as 3rd out of 58 California counties. In 2010, there were 202 fatalities representing a 10 percent decrease from the previous year’s statistics. Of the 202 fatalities, 59 were attributed to alcohol or drug impaired drivers.
Caltrans offers real time traffic reports for Riverside and San Bernardino counties on their website so that drivers may stay informed about road closures, accidents, construction work or other traffic delays. There are also live streaming traffic cams for Interstate 10, 15, 215 and Routes 91, 210 and 60.
California Auto Insurance Laws
All drivers must carry California auto insurance. There are minimum insurance requirements, and proof of insurance should always be ready and available when driving. Drivers without insurance are subject to fines, car impoundment and arrest. The State of California has low mandatory limits for liability coverage so most insurance agents and companies recommend raising the coverage limits to offer more comprehensive protection for drivers and their vehicles. See our California auto insurance minimum requirements page for details.
Riverside Car Insurance Quotes
Purchasing car insurance in Riverside is relatively easy when you use our instant quote tool. Compare companies and rates and even purchase coverage right online. There’s never been a simpler way to purchase Riverside auto insurance. Get started by inputting your zip code in the provided form below.