When shopping online for car insurance in Pasadena, it is important to understand your available coverage options and the types of coverage you need for full insurance protection. Using our online insurance quote service makes it easy to receive all the information you need to make the right decision concerning your Pasadena auto insurance.
Car Insurance Agents In Pasadena
Licensed Pasadena car insurance agents offer expert counsel concerning auto insurance and can help Pasadena drivers with evaluating and choosing the right policy for their needs. Whether obtaining quotes, buying a policy or obtaining policy services, contacting a local agent is as simple as making a phone call or driving by their office location for assistance.
There are 14 agents representing Allstate auto insurance in Pasadena and the neighboring communities of Temple City, Altadena, San Marino and San Gabriel. A majority of the agent offices also offer bilingual services for Spanish residents.
Farmers maintains a network of 50 agents who provide auto insurance for Pasadena and the nearby cities of Alhambra, San Marino, Los Angeles, Rosemead, San Gabriel, Arcadia, Sierre Madre and Temple City. Farmers agents are available to assist residents in the following languages: Spanish, Chinese, Armenian, Mandarin, Taiwanese, Vietnamese, Arabic, Cantonese, Filipino and Thai.
Progressive has 11 insurance agent offices in Pasadena with a majority of agents offering bilingual Spanish services.
Geico maintains an Ontario, California office location to provide auto insurance for Pasadena and the surrounding areas. Insurance shoppers may also visit the company website or call the Geico hotline for information about rates and purchasing coverage.
There are 50 State Farm agents in Pasadena and the neighboring communities of Los Angeles, Alhambra, San Gabriel, Temple City, La Canada, Flintridge, Glendale, Rosemead, Monterey Park, Arcadia and Montrose. Multilingual agents are available to assist residents in Spanish, Armenian, Cantonese, Mandarin, Farsi, Korean, Visayan, Tagalog, Pampangan, Ilocano and Vietnamese.
For information about licensed California insurance agents, the California Department of Insurance offers an agent lookup feature that includes license status data, company appointments, complaints, continuing education credits and lines of insurance agent represents.
If your Pasadena insurance company isn’t included in our resource listings, please send an add request using our contact form. For individual agent listings, please contact us about being included in our paid feature section.
Pasadena Car Insurance Rates
Pasadena auto insurance rates can be affected by a number of factors including driving history, location, vehicle use, age, type of vehicle and even credit history. According to CarInsurance.com, the State of California averages $1,540 per year for auto insurance premiums, which is 27 percent lower than the national average of $1,810.
Because rates vary by individual and company, it is important for motorists to shop for new quotes when renewing their coverage to ensure they are receiving the most competitive rates available.
Driving in Pasadena
Famed for being the home of the Rose Bowl parade and football game, Pasadena is also the headquarters for the Jet Propulsion Lab and Caltech. Located in Los Angeles County and the San Gabriel Valley, the city’s population is a little over 137,000. Pasadena is about 10 miles northeast of downtown L.A. and experiences much of the same heavy traffic congestion as Los Angeles. Four major highways converge in Pasadena including the Foothill Freeway, Interstate 210; the Ventura Freeway, State Route 134; the Long Beach Freeway, State Route 710 and the Pasadena Freeway or Arroyo Seco Parkway, State Route 110). The Los Angeles Metro Rail runs through the city and offer 6 terminals for commuters throughout the San Gabriel Valley and Los Angeles.
The City of Los Angeles ranks number one in the nation for most congested traffic areas according to the INRIX 2011 Traffic Scorecard, and Pasadena’s close proximity to L.A. creates plenty of traffic for residents and commuters through the area as well.
For overall driver safety, Pasadena came in 168th out of 200 cities in the 2011 Allstate Best Drivers Report. When evaluated based on accident and collision frequency, drivers in Pasadena face a 33.3 percent likelihood of becoming involved in an accident.
When ranked based on traffic fatality rates, Los Angeles County was also first in California for vehicle related deaths between 2006 and 2010 according to the National Highway Safety Administration. In 2010, there were 561 traffic fatalities in L.A. County with 223 caused by speeding and 157 by alcohol impairment.
California Auto Insurance Laws
As with many other states, California auto insurance laws require that all drivers purchase and maintain liability insurance coverage. The state has some of the lowest policy limits required, however, with only $15,000 needed for bodily injury for one person, $30,000 bodily injury per accident and $5,000 for property damage coverage. Although auto insurance laws in California only require one type of coverage with low policy limits, most insurance companies and agents recommend that drivers consider higher limits and additional types of coverage in order to have full insurance protection.
When it comes to purchasing auto insurance in California, there are many options for coverage in addition to liability. These choices include collision, comprehensive, personal injury protection and uninsured/underinsured motorist coverage. Uninsured motorist coverage is an important type of insurance to consider adding to your current policy because the Insurance Research Council (2006) reports that 25 percent of drivers in California do not carry any auto insurance whatsoever.
Pasadena Car Insurance Quotes
By obtaining multiple Pasadena auto insurance quotes, you will be able to pick and choose from different coverage types and options while also finding policies that meet your budget. With our instant quotes for car insurance, you’ll receive free coverage information and pricing that will allow you to evaluate and compare data from various top rated insurance companies offering coverage in Pasadena.
By entering your zip code and answering a few short questions, this information displays right on your computer screen to make the entire process of shopping for auto insurance quick and easy. So what are you waiting for? Better rates and coverage are just a click away.