Finding affordable rates on Orange car insurance can often be a challenge. If you need to spend countless hours on the phone or driving around town while shopping for auto insurance, it is also quite tiresome as well. Fortunately with the advent of the internet, you can quickly and easily compare rates and coverage terms from multiple insurance companies all from the comfort of your home or office.
We know that most California drivers have busy schedules and need to obtain quote information as quickly as possible. That’s why we offer our free, no obligation Orange auto insurance quoting tool to simplify the process of shopping and buying car insurance in Orange, California.
Car Insurance Agents In Orange
Auto insurance agents that live and work in Orange also provide vital information about available insurance options. They can help you determine and customize a car insurance protection program that fits your lifestyle with rates that meet your budget.
The following resource links offer information about agents with office locations in Orange and the surrounding area.
For car insurance in Orange, there are 25 Allstate insurance agents available to assist area drivers with their insurance needs. Of these 25 offices, there are locations to serve residents in nearby Placentia, Anaheim, Yorba Linda, Irvine, Brea, Santa Ana, Tustin, Fullerton and Garden Grove. Agents are available to assist residents in the following languages: Spanish, Korean, Tagalog, Hindi and Punjabi.
There are 50 Farmers Insurance agents providing auto insurance in Orange and the surrounding cities of Villa Park, Santa Ana, Anaheim and Tustin. Farmers agents are available to assist residents in Spanish, Urdu, Hindi, Punjabi, Italian, Farsi, Swedish, Portuguese, Russian and Mandarin and Persian.
A network of 9 Progressive agents offer car insurance in Orange with bilingual services available to those in the community needing assistance in Spanish, Russian, Persian or Vietnamese.
The Ontario and Riverside Geico offices provide auto insurance quotes and coverage for Orange County residents, and area drivers may also visit the company website or call the support line for assistance with rates and coverage information.
State Farm maintains 50 agent offices for Orange drivers to obtain rate and coverage information for their vehicles. Office locations are also available in nearby Santa Ana, Tustin, Villa Park, Anaheim, Garden Grove, Irvine, Anaheim Hills and Placentia. Bilingual agents are also available to assist Spanish speaking residents.
Consumers who wish to learn more about licensed California insurance agents may use the Department of Insurance website. The site’s agent lookup section provides license status information, company appointments, types of insurance agent represents, continuing education credits and data about complaints and/or disciplinary actions.
If you don’t find your Orange insurance company in our resource listings, let us know using our email contact form. Currently, our paid feature section is the only available option for individual insurance agent listings on our site.
Orange Car Insurance Rates
Annual auto insurance rates in Orange County are some of the highest in California. CarInsurance.com reports that the average yearly cost of car insurance in California is $1,500 while communities in Orange County typically run more than $1,600 per year.
Car insurance rates vary between companies and locations so it is vital for drivers to comparison shop at each renewal in order to make sure they have the best rates available for their particular area.
Driving in Orange
Located within 3 miles of the Orange County seat of Santa Ana, the City of Orange is one of the oldest in the area with its historic downtown district now registered in the National Register as the largest in the State of California. The population of 129,000 residents primarily utilizes cars to travel through the city although the city is connected through the Metrolink rail service that has routes to Los Angeles, Riverside and San Bernardino as well as San Diego counties.
The local bus service is also one of the largest in the area due to its status as a transfer station for the Metrolink train system.
Orange shares much of the typical traffic congestion found in Orange County especially due to its close proximity to the beach and recreational areas so popular among residents and tourists.
The Best Drivers Report for 2011 published by Allstate ranked Orange as 104th in the nation for safe drivers with the likelihood of experiencing an accident at 10 percent.
The National Highway Traffic Safety Administration found that Orange County ranked 8th in the state for traffic fatalities between 2006 and 2010. In fact, Orange County saw a 32 percent decrease in vehicle related deaths for 2010. For such a large population size, there were only 105 traffic deaths in 2010 with 36 involving alcohol impaired drivers and 42 caused by speeding.
For current traffic reports in Orange, the Sigalert website offers driver up-to-date information about congested areas, accidents and road closures.
California Auto Insurance Laws
California car insurance laws mandate that all drivers operating a motor vehicle carry liability insurance in the amounts of $15,000 bodily injury for one person, $30,000 bodily injury per accident and $5,000 of property damage.
These minimum policy limits established by car insurance laws in California are some of the lowest policy requirements in the United States today. Because liability insurance only covers the cost of repairs to the other driver’s vehicle, it is important for California drivers to consider other types of insurance coverage such as collision, comprehensive, uninsured and underinsured motorist coverage.
If caught driving without auto insurance in California, drivers face fines and heavy penalties including suspension of drivers’ license and non-renewal of vehicle registration.
Orange Car Insurance Quotes
Obtaining comparative auto insurance quotes in Orange is quite simple when you utilize our free, no obligation auto insurance quotes. By entering your zip code, you’ll be able to instantly download rate and coverage information from a variety of highly rated insurance companies.
Armed with this valuable information, you’ll be able to compare policy rates and coverage to determine which policy is right for your budget and needs, and then even purchase the plan right online as well. Get started on the road to affordable car insurance today by entering your zip in the box below.