You can get a Long Beach car insurance quote right here. Just enter your zip code and then our site will find insurers looking for customers near you. It is totally free to use and you can get your results quickly.
On the other hand, you may prefer to deal with local Long Beach insurance agents rather than shopping online. If that is the case we can help you as well. On this page you’ll find all the basic information you need as a Long Beach driver. From agents to rates to getting quotes to save money. Everything you need is here.
Long Beach Car Insurance Agents
You should be aware that buying insurance online is often cheaper than buying with an agent. However, only insurance agents or company representatives are legally allowed to offer insurance advice. Therefore, if you do wish to contact an agent you can find some from the largest insurers here:
Long Beach Allstate Insurance Agents
Allstate has 12 agents in Long Beach proper.
Long Beach Farmers Insurance Agents
Farmers has around 30 agents in Long Beach itself.
Long Beach Geico Insurance Agents
Geico has no agents in Long Beach itself, as they focus more on online and phone based insurance sales.
Long Beach Progressive Insurance Agents
Progressive works with 2 local agents and 3 local insurance brokers in Long Beach.
Long Beach State Farm Insurance Agents
State Farm has a little over 20 agents working in Long Beach itself with many others who can found nearby.
California Insurance Agent Licenses Lookup
Find out if the company or agent you want to buy an insurance policy from is licensed to do business in the state of California.
Your insurance agency not listed? If you own an insurance agency that operates in Long Beach and would like to be included in our listings above please use our contact form. At the current time we do not accept individual agent listings except as part of our paid featured listing option.
Average Long Beach Auto Insurance Premiums
On average, Long Beach drivers pay more auto insurance than drivers in the rest of the state according to CarInsurance.com. A typical driver can expect to pay $1,439 per year to insure his or her vehicle. This is about the same as the US national average, but $300 more per year than the California state average. The good news is that it is about $200 less per year than the Los Angeles county average.
Still the only way to make sure you do better than average is to get several free Long Beach auto insurance quotes online.
Driving In Sunny Long Beach
Trying to figure out how safe or dangerous Long Beach is to drive in, is a little difficult, as many statistics just lump it in with Los Angeles, because the two cities are in the same county. For example, the National Highway Traffic Safety Administration has found that Los Angeles county has the highest number of fatalities of any county in California. However, most of those are probably found in LA, rather than Long Beach.
In terms of congestion, the greater Los Angeles metropolitan area is rated as the worst in the whole country by INRIX. The only piece of unique information comes from the Allstate America’s Best Drivers Report™. It ranks the city as 134th in terms of driver safety. On average Long Beach drivers are involved in an accident every 8.3 years or 20% more frequently than a normal US driver.
Therefore, you want to make sure you have the right insurance for your needs, if the day arrives that you have to use it.
California Auto Insurance Laws
Since long beach is in California, you must follow California state law when it comes to auto insurance. As a result you should read our sections on Mandatory Minimum Auto Insurance Coverage Requirements In California and California Car Insurance Laws.
Both of these provide basic information about car insurance requirements and laws that you should know. However, they are not offering any form of advice. To get that you must speak with a licensed insurance agent and/or company representative. They are the only two groups authorized to advise you on your particular auto insurance needs.
Getting The Perfect Long Beach Car Insurance Quote
Getting insured in Long Beach is truly not as hard as it may seem. If you look at the ways you can save on your car quote, you’ll find some real big time savings. You can for example, get Long Beach car insurance quotes right from this page.
If you’re deemed as a high risk driver, the best way to cut down on the costs of your high risk insurance is by getting a used car. In the first place, it’s a lot cheaper and the insurance company won’t have to be worried about the possibility of something drastic happening as the parts of your car can easily be changed with cheap parts.
Another way to get cheap car insurance is by looking at your memberships in certain clubs. Look if they offer discounts on your Long Beach car insurance or if they can offer them as an incentive for being a patron of their club. It’s one of those little things that can actually go a long way.
Lastly, you can get a savings on your car insurance by getting your quote online instead. By using the internet you can both compare far more insurance companies than you could in person and some companies reward those who shop online with lower rates. However, the only you’ll know for sure is to an instant Long Beach car insurance quote right now: