In today’s economy saving money is priority number one for many family budgets, and when it comes to Fullerton auto insurance, there’s no need to sacrifice coverage for budgetary reasons. With the ability to shop and compare car insurance rates online, you’ll find just the right policy to fit your needs with all the coverage necessary to fully protect your investment.
When involved in an accident, having the right amount of coverage is equally important. While most drivers follow state requirements for mandated liability insurance and policy limits, there are many other types of Fullerton car insurance coverage that are essential to add to your insurance protection plan so that the policy covers all expenses especially if you are found at fault in an accident.
Without the proper amount and type of coverage, you could be left paying for the costs out of pocket, and with the rising expenses associated with traffic accidents, this amount could be in the tens of thousands of dollars.
Car Insurance Agents In Fullerton
Shopping online for auto insurance in Fullerton will help you find affordable coverage, and visiting a local insurance broker or agent can also be an excellent means to obtain quotes. The following resources listed below link you to agents who represent some of the best insurance companies available in the United States.
Their offices are conveniently located within the Fullerton area to make it easy to stop for personal assistance with evaluating and choosing car insurance for your needs.
For car insurance in Fullerton, eighteen Allstate agents have offices in the city along with locations in nearby Anaheim, Placentia, Whittier, Brea, La Habra, La Mirada and Buena Park. Bilingual agents are also available to assist clients in the languages of Spanish, Korean, Arabic, Tagalog, Hindi and Punjabi.
Fullerton is home to 50 Farmers Insurance agents, and their offices are located throughout the area including locations in Brea, Anaheim, La Habra, Placentia, La Mirada and Buena Park. Agents are available to help bilingual clients in Spanish, Korean, Vietnamese, Hindi, Filipino, Cantonese, Mandarin and Taiwanese.
There are 7 Progressive Insurance agent offices in Fullerton, and bilingual language support is available in Spanish and Vietnamese.
The Riverside and Ontario Geico office locations offer Fullerton car insurance to area residents, and motorists may also contact the company directly to obtain rate quotes and purchase insurance coverage.
A network of 50 State Farm Insurance agents offer rate and coverage information to Fullerton residents, and agents are available to assist community members in Spanish, Korean, Tagalog, Mandarin, Dutch and Hindi.
The general public may learn more about licensed California insurance agents by visiting the California Department of Insurance website. This informative site offers information about agent license status, company appointments, lines of insurance he or she represents and any complaints on file.
If your Fullerton insurance company is not included in our resource listings, please send an add request with our email contact form. Presently, individual agent listings are only accepted for our paid feature section.
Fullerton Car Insurance Rates
Insuring your car in Fullerton requires shopping and comparing rates with multiple insurance carriers in order to obtain the most affordable pricing and best coverage available in the area. The CarInsurance.com site reports that California drivers pay 16 percent less on average when compared to the national average. At the present time, California average annual insurance premiums run $1,500 per year while United States car insurance premiums average $1,794 each year.
Driving in Fullerton
The City of Fullerton is situated in Orange County and is home to almost 136,000 residents. Most industry within the city involved agriculture as farmers in the area historically grow citrus and Valencia oranges. The petroleum and educational industries also have a large presence in the area, and the city is also known as a railroad town due to the major train lines that run through the area.
For commuters, the Metrolink rail system provides 30 minute rides to downtown Los Angeles while the San Diego rail travels south. The resident bus system provides extensive travel routes for commuters, and those drivers who choose to use their personal vehicles enjoy 3 major highways for navigating through the area – Highway 91, Interstate 5 and State Route 57.
As part of Orange County, Fullerton shares in the heavy traffic congestion caused by normal commuting and travelers visiting area beaches and shopping. Driving conditions can be tough when navigating through Fullerton as evidenced by the Allstate Best Drivers Report for 2011, which ranked Fullerton as 175th out of 200 cities when evaluating collision frequency and population size.
According to their report, drivers can expect a 40.2 percent likelihood of becoming involved in an accident while driving in Fullerton.
Orange County ranks 8th out of all California counties for traffic fatalities according to research by the National Highway Traffic Safety Administration.
In their Traffic Safety Report for 2010, Orange County experienced 105 vehicle related deaths down 32 percent from the previous year’s 154 deaths. Of the 105 traffic fatalities, the majority were single vehicle crashes with 42 involving speeding and 36 drunk driving.
Fullerton and Orange County residents may visit the Sigalert website for current traffic reports in Fullerton and all of Orange County. The site lists recent traffic accidents, construction zones, road closures and traffic congestion.
California Auto Insurance Laws
Drivers in California are required to have auto coverage according to California car insurance laws. The state also mandates that certain policy limits for liability coverage be met with the lowest amounts needed at $15,000 for bodily injury of one person, $30,000 bodily injury for accidents and $5,000 for property damage insurance.
The car insurance laws in California must be followed in order to avoid substantial fines and penalties associated with driving uninsured. Besides fines, drivers may lose their license and not be able to register their vehicle if they are caught driving without proper coverage. Learn more about state requirements by visiting our California insurance resource page.
Fullerton Car Insurance Quotes
Our instant insurance quoting system offers a quick and convenient way to obtain Fullerton auto insurance quotes. By entering your 5 digit zip code in the space provided, you’ll be able to instantly download quotes from a variety of insurance carriers so that you can compare rates and coverage terms with ease.
When you’re ready to purchase, you may also buy your car insurance policy right online with just the click of a button. Save money on your car insurance today by getting started now.