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In order to legally operate a motor vehicle in Concord, California, you must purchase and maintain car insurance in Concord. While most people may just stop by a local agent office or give them a call, the internet has made shopping for Concord car insurance online a very attractive proposition. Without ever needing to leave home, insurance shoppers may log-on to their web browser and find more affordable rates by comparison shopping between multiple insurance companies.

Car Insurance Agents In Concord

Shopping for auto insurance in Concord with a local insurance agent will also help you compare your internet insurance quotes with local area rates so that you can ensure you are receiving the best value for your money.

Local insurance professionals are also able to offer their industry expertise to custom design insurance protection plans that offer you all the protection you need without any extras you don’t.

Concord Allstate Insurance Agents

There are 10 Allstate Insurance agents offering car insurance coverage in Concord and the neighboring communities of Walnut Creek, Pleasant Hill and Clayton. Bilingual agents are also available to assist Spanish speaking residents with their car insurance coverage.

Concord Farmers Insurance Agents

Farmers Insurance maintains 50 insurance agent offices in Concord, Pleasant Hill, Walnut Creek and Martinez. Agents are available to assist bilingual residents in Spanish, Tagalog, Vietnamese, Taiwanese, Mandarin, Cantonese, Bulgarian, German, Russian and Hebrew.

Concord Progressive Insurance Agents

Progressive is home to 9 independent insurance agents offering car insurance coverage in Concord, and bilingual agents are available to assist Spanish and Portuguese speaking residents.

Concord Geico Insurance Agents

Geico Insurance has an agent located in Pleasant Hill to assist Concord residents with their auto insurance coverage. Consumers may also visit the company website or call their hotline directly for assistance with obtaining rates and purchasing policies.

Concord State Farm Insurance Agents

State Farm maintains a network of 50 agent insurance offices in Concord, Pleasant Hill, Walnut Creek, Martinez, Pittsburg, Clayton, Lafayette, Benicia, Alamo, Moraga, Antioch, Orinda and Danville. For residents needing assistance in languages other than English, there are multi-lingual agents available to assist in the following languages: Spanish, Yoruba, Italian, Persian and Russian.

California Department of Insurance Agent Lookup

To learn more about licensed California insurance agents, visit the Department of Insurance website where you may look up agent information such as license status, company appointments, insurance lines he/she represents, continuing education and complains (if any).

If you are unable to find your Concord insurance company in our resource listings, send an add request via our contact form. Our paid feature option is available for individual agent listings.

Concord Car Insurance Rates

The rates for car insurance in Concord are some of the highest in the San Francisco Bay area. According to CarInsurance.com, auto insurance rates in California average $1,500 per year while the national average runs $1,794.

This makes California rates 16 percent lower than national ones, and the area around Concord typically runs higher than $1,600 per year. The best way to secure affordable pricing on car insurance in Concord is to make sure to shop and compare rates from multiple insurance carriers each year.

Driving in Concord

The City of Concord is located in Contra Costa County and is only 31 miles from the City of San Francisco. Its population is just over 122,000, and the city is in close proximity to Oakland, Sacramento and San Jose as well. Drivers in Concord have various major thoroughfares to ease navigation and traffic congestion.

Interstate 680 runs through Concord as it curves around the Bay Are through cities such as San Jose, Oakland, Richmond and Pleasanton. Highway 4 is a scenic route that carries residents to the ever popular boating and fishing area of the Sacramento and San Joaquin river delta, and State Route 242 connects the city of Pleasant Hill with Concord’s Highway 4 all while offering a direct route to San Francisco.

As with other cities its size and in such close proximity to the San Francisco Bay area, traffic congestion is always a consideration especially during peak rush hour traffic.

According to the National Highway Traffic Safety Administration Contra Costa County does not have a high traffic fatality rate when compared to other counties of the same size in California. In 2010, there were 42 vehicle related deaths with 15 caused by alcohol impaired drivers and 15 involved speeding.

Drivers in the area are able to receive up-to-date traffic reports in Concord and the entire Bay area by visiting the 511 website or calling 511 on their cell phone. This site and phone service provides current information about traffic conditions, drive times, traffic accidents and congestion.

California Auto Insurance Laws

Because California car insurance laws require that all drivers carry minimum amounts of liability insurance, it is vital that all area drivers stay up-to-date with these requirements. The present policy limits mandated by auto insurance laws in California include $15,000 of coverage for bodily injury to one person, $30,000 of coverage for bodily injury per accident and an additional $5,000 for property damage coverage.

These limits are some of the lowest requirements in any state, and most insurers recommend that drivers boost their limits higher in order to have full protection from the expensive cost of a traffic accident. The rate of uninsured and underinsured drivers in California is roughly 25 percent so insurers also suggest that drivers carry uninsured coverage as well.

The penalty for failure to maintain insurance and provide proof of that coverage includes fines, possible drivers’ license suspension and non-renewal of vehicle insurance.

Concord Car Insurance Quotes

Using our insurance quoting tool will help you find the best rates available for Concord auto insurance without any stress or hassle. Simply input your 5 digit zip code and within minutes, you’ll receive free, no obligation quotes that include rates and coverage options from multiple insurance companies.

The only way to ensure that you are receiving the best rates is to shop and compare, and our service makes the entire process quick and convenient for today’s busy schedules.

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