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Save money on auto insurance in Bakersfield by reviewing your current coverage each year and reviewing new quotes to ensure that you are receiving the proper coverage at the most affordable rate. By taking the time to review new quotes, you’ll stay abreast of the latest changes in California auto insurance requirements and possibly find additional savings. While the thought of shopping for Bakersfield auto insurance each year may sound overwhelming, it doesn’t have to be.

Our free, instant quote tool makes obtaining new auto insurance quotes quick, easy and convenient. With just your zip code, our auto insurance quoting tool returns multiple quotes from well-known insurance carriers so that you can quickly review rates and coverage to make the best decision for your unique situation. Don’t spend a lot of time phoning agents or searching online.

Our free quotes will save you the hassle of looking for new Bakersfield car insurance. Just enter your zip code in the field above, and you can start finding new car insurance in Bakersfield instantly.

Car Insurance Agents In Bakersfield

Sometimes you want the personal service and attention of a local insurance agent. The benefits of using an agent include having an expert in the auto insurance industry assist you with understanding rates and coverage options. Because they live in the local community, local agents often have additional knowledge that allows to more accurately design an insurance program to suit your needs. Bakersfield is home to a large selection of car insurance agents who are committed to helping residents fully protect their vehicle and loved ones.

Bakersfield Allstate Insurance Agents
Allstate has a team of 11 insurance agents to assist drivers in Bakersfield with their auto insurance needs. Bilingual Spanish assistance is also available.

Bakersfield Farmers Insurance Agents
Fifty Farmers Insurance agents offer auto insurance in Bakersfield. Bilingual agents are available to assist residents in Spanish and Cantonese.

Bakersfield Geico Insurance Agents
Geico Insurance offers one agent to service the auto insurance needs of Bakersfield and the surrounding communities.

Bakersfield Progressive Insurance Agents
Progressive Insurance offers a total of 9 agents and brokers to assist drivers with car insurance in Bakersfield.

Bakersfield State Farm Insurance Agents
State Farm Insurance maintains a network of 50 insurance agents to provide quotes, coverage and claims handling for Bakersfield motorists. A majority of State Farm agents also speak Spanish to assist those members of the community who need support in their own language.

California Department of Insurance Agent Lookup

Anyone interested in checking the license status of an insurance agent, agency or company may visit the California Department of Insurance website. The Insurance Department provides links to review agent licensing, company appointments, continuing education and disciplinary actions, if any.

Can’t find your company on our resource list? Submit your information using our contact form to learn more about being added. Presently, our paid feature option is available for individual agent listings.

Bakersfield Car Insurance Rates

Bakersfield auto insurance premiums average $1,399 annually making the city’s rates 15 percent above California’s average annual premiums of $1,216 according to CarInsurance.com. The United States averages $1,678 per year so although Bakersfield is slightly higher in state, it still offers rates that are 17 percent lower than national auto insurance premiums. Drivers can make sure they are receiving the best possible rates by reviewing their coverage each year and obtaining new quotes from multiple carriers.

Driving in Bakersfield

The population of 347,000 in Bakersfield makes the city the 9th largest in California and the 51st largest in the entire United States. It is located between Fresno and Los Angeles making the city an often traveled region as people travel north and south. Although Bakersfield is serviced by state freeways, it is one of the few large cities in the United States that does not have an interstate highway located within the city limits.

Bakersfield is considered 77th out of 100 cities for most traffic congestion according to studies by the Inrix.com National Traffic Scorecard; however, the city has seen an overall decrease of 6 percent in traffic congestion over the five years between 2006 and 2010. Although traffic seems to be on the decrease, Bakersfield came in 88 out of 100 cities for safe drivers when compared to collision statistics in the Allstate 2011 Best Drivers Report, and those figures represents a 7 point increase from 2010 when they were in 81st place.

Bakersfield is located in Kern County and serves as the county seat. When reviewing the National Highway Transportation Safety Administration statistics, the county ranked 7 in traffic deaths out of 58 California counties. In 2010 the total number of fatalities caused by car accidents in Kern County was 108 representing a 32 percent decrease in traffic related deaths from the 2009 stats. Thirty-seven of those 108 deaths were caused by alcohol impaired driving.

California Auto Insurance Laws

California’s minimum auto liability insurance requirements are some of the lowest in the country. The state is not considered no fault in regard to financial responsibility in a traffic accident. Instead, it assigns financial responsibility to the driver that causes the accident. All California drivers must carry the minimum auto insurance required by law and provide proof of that insurance when stopped by police or for vehicle registration. Without appropriate California auto insurance, drivers face stiff penalties, possible car impound and loss of license.

Bakersfield Car Insurance Quotes

Shopping online for car insurance in Bakersfield provides a quick and convenient means to evaluating multiple policies and finding ones that meet your budget and car insurance needs. Our insurance quoting tool will instantly return Bakersfield auto insurance quotes right to your computer screen. Just enter your zip code in the box below to find additional auto insurance savings today.

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More Information

Official Municipal Website, City of Bakersfield, California

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