If you need affordable Tempe car insurance rates, then you’ve come to the right place. Obtaining rates and information on auto insurance can often be a challenge, but with internet resources such as ours, you’ll find all the coverage information you need to make the right decision about which policy is best for you.
Best of all, the Tempe auto insurance quotes are free so you can obtain information about rates and coverage from multiple insurance companies and then take your time to figure out which meets your budget. Shopping for insurance has never been easier. Imagine having no pressure from a sales agent and no hassle obtaining the data you need. All quotes are delivered right to your computer for you to consider in the comfort of your own home or office.
Car Insurance Agents In Tempe
When you need car insurance in Tempe, sometimes a local insurance agent provides excellent resources for evaluating and comparing policies as well. Agents have knowledge and expertise about the industry and local community so they are adept at tailoring specific insurance protection plans for their clients.
Allstate maintains a network of 28 insurance agents that offer services in Tempe, Scottsdale, Phoenix, Mesa and Chandler. A majority of the agent offices provide assistance to those in the community who need Spanish speaking insurance agents.
Farmers Insurance is home to 50 agents who offer auto insurance in Tempe, Chandler, Phoenix and Mesa. Bilingual agents are available in many of these locations and can assist clients in American Sign Language, Spanish, Thai and Filipino.
There are two Geico offices providing auto insurance services in Tempe. One is located in Tempe and the other in Phoenix.
A total of 7 Progressive Insurance agencies provide auto insurance in Tempe and Mesa, Arizona.
Fifty State Farm insurance agents maintain offices in Tempe and the neighboring cities of Scottsdale, Phoenix, Mesa, Chandler and Gilbert.
For additional information about licensed insurance agents in Arizona, the Department of Insurance offers a license search for both agents and companies. The site offers information about license status and what types of insurance lines the agent represents.
If your Tempe insurance company or agency is not listed in our resources, please contact us with our email form. At the present time, individual agent listings are accepted in our paid feature section only.
Tempe Car Insurance Rates
CarInsurance.com lists the average insurance premium in Arizona at $1,228 per year. Unfortunately, the average rates for auto insurance in Tempe come in at $1,556 – a 21 percent increase when compared to the state averages.
Fortunately, Tempe residents still enjoy 31 percent lower rates than the national average of $2,241, but because there is such disparity in rates from city to city and company to company, Arizona drivers must regularly obtain auto insurance quotes just to make sure their rates remain competitive.
Driving in Tempe
Located in Arizona’s Maricopa County, the City of Tempe is home to almost 162,000 residents and is also part of the larger Phoenix metro area, which includes the city of Phoenix, Scottsdale, Chandler and Mesa. The city is very densely populated and serves as a channel between the local communities in the area.
Interstate 10 and Route 60 both run through the city, and it regularly experience typical traffic congestion associated with a city of its population size. The city offer both a public bus system and a shuttle for commuters, and there is even a free neighborhood shuttle service that residents may ride for shopping and school.
Although the city has a large population with all the traffic congestion that entails, the Allstate 2011 Best Drivers Report ranked Tempe very highly for having safe drivers in the city. The report places Tempe as 20th in the country for best drivers when comparing population size versus collision frequency.
Even with Tempe’s excellent record of safe driving, Maricopa County did not fare so well according to the Traffic Safety Facts Report by the National Highway Transportation Safety Administration. Maricopa County ranked number one in the state for traffic fatalities, and in 2010 experienced 312 traffic deaths, which was a 3 percent increase in deaths compared to 2009. Most of the fatalities involved single car crashes, and 79 were caused by alcohol impairment while 96 involved speeding.
Arizona Auto Insurance Laws
Minimum Arizona auto insurance laws mandate that all drivers carry liability coverage in amounts of $15,000 for injury or death for one person, $30,000 per accident and $10,000 in property damage. To find out what else you need be sure to read out complete guide.
Tempe Car Insurance Quotes
Tempe auto insurance is much more expensive than other Arizona cities. This fact makes it extremely important to shop for auto insurance quotes at renewal time each year. With so many variables that can increase or decrease the cost of car insurance in Tempe, comparison shopping gives control back to Arizona drivers.
By comparing and researching multiple companies, you are much more likely to find more affordable coverage with the same or better benefits. Our quoting process only takes a few minutes to complete. Get started receiving free, no obligation quotes for your auto insurance today. Enter your zip code in the form below for instant access.