When you have the right resources, finding Anchorage auto insurance coverage is simplified. Our convenient online quoting tool serves as the ideal resource for car insurance shoppers to obtain rate and coverage information for car insurance in Anchorage. You’ll find all you need to know about Alaska car insurance laws and requirements as well as information important to know about driving in Anchorage.
Every time you get behind the wheel, you are at risk for becoming involved in a traffic accident. By planning ahead with the proper insurance protection plan, you can have peace of mind knowing that if anything unexpected happens, you’re covered. Enter your zip code above to receive instant car insurance quotes right to your computer or laptop. Within seconds, you can begin comparing rates and coverage options. When you find the policy that best fits your needs, you can even purchase it right online.
Car Insurance Agents in Anchorage
When reviewing auto insurance in Anchorage, it sometimes helps to have personal assistance when you need it. Local Anchorage auto insurance agents can help tailor a specific program to suit your auto insurance needs and provide personalized service for coverage and claims when necessary. Below find links to highly rated insurance carriers that specialize in auto insurance and offer local agents to assist you with your coverage.
Anchorage Allstate Insurance Agents
Allstate Insurance has 16 insurance agents offering car insurance in Anchorage including one agent with bilingual skills to service those in the Spanish speaking community.
Anchorage Farmers Insurance Agents
Farmers Insurance does not offer auto insurance in Alaska. Instead, their sister company, 21st Century Insurance, provides Anchorage auto insurance via their website.
Anchorage Geico Insurance Agents
For Anchorage car insurance, Geico offers three local insurance agents to service insurance needs of the community.
Anchorage Progressive Insurance Agents
There are 10 independent insurance agents representing Progressive Insurance for auto, boat, motorcycle, ATV, snowmobile, RV, golf cart and commercial auto coverages. Agents are also available to assist Spanish and Russian speaking residents with their insurance needs.
Anchorage State Farm Insurance Agents
For Anchorage car insurance, State Farm has 27 agents in the city and surrounding areas including Eagle River, Wasilla, Palmer, Soldotna and Kenai.
If your insurance agency or company is not included on our resource list, notify us using our contact form. At this time, we only accept individual agent listing using our paid feature option.
Anchorage Car Insurance Rates
CarInsurance.com research indicates that Anchorage average annual auto insurance premiums are higher than the national average of $1,678. In fact, Anchorage’s average premiums are $2,095 making the city’s rates 20 percent higher than the rest of the United States. Because rates are high in this part of the nation, Alaska drivers will want to periodically review existing auto insurance coverage and obtain new quotes to make sure they are receiving the best pricing and coverage available.
Driving in Anchorage
Anchorage is the largest city in Alaska with a population of almost 292,000 people, and it is often combined with Matanuska and Susitna Borough to form a metropolitan area for statistical purposes. This region has over 380,000 in population, and since the Anchorage population totals 40 percent of the entire state, it is considered quite a populous area with such a high population percentage.
Anchorage is home to a thriving economic sector with tourism, military and federal government predominant in the area. The city is home to the largest port in Alaska and a large military installation. The city has only one state highway and the large Glenn Highway, which is the closest to a freeway in the area.
When Allstate studied the best drivers by state, they ranked Anchorage as 126 out of 200 cities in their 2011 Best Drivers Report. The study found that compared to the national average, the likelihood of drivers being involved in an accident in Anchorage was 14.8 percent with about 9 years average between accidents overall.
For a city of its size, Anchorage’s traffic fatality rate is low according to the National Highway Traffic Safety Administration. In 2010 the Borough of Anchorage ranked as 3rd in the top 10 Alaskan boroughs for car related fatalities. That year they had 12 deaths due to traffic accidents representing a 21 percent increase from 2009. Four of those fatalities involved alcohol or drugs.
Anchorage drivers may obtain real time traffic reports for Anchorage and the rest of the state by visiting the website of the Alaska Department of Transportation and Public Facilities. The site provides information about traffic incidents, road closure, construction, delays and weather related events. The state participates in the 511 program that allows residents to call 5-1-1 on their land line or cell phone to receive up to date information on traffic in their area.
Alaska Auto Insurance Laws
Alaska car insurance rates are some of the highest in the nation, and the state’s requirements for minimum limits are also higher than most other states as well. Drivers are required to carry $50,000 for bodily injury/death of one person, $100,000 bodily injury for two or more and $25,000 for property damage. Alaska auto insurance laws also differ greatly from other states. For example, some areas are exempted from mandatory auto insurance coverage.
Alaska is also an at fault state meaning that auto insurance companies pay up to the policy limits, but drivers are responsible for any amounts over the policy including pain and suffering. Because the laws are complex in Alaska, see our Alaska auto insurance guide for more information. Many residents will also want to consult with a local agent to ensure compliance with state requirements and to make sure they are fully protected with their auto insurance coverage.
Anchorage Car Insurance Quotes
Because the laws concerning car insurance in Anchorage are complicated, it is important that you have the right information about rates and coverage necessary to fully protect yourself from the potential financial responsibility that results from being involved in an accident. Our instant online car insurance quotes can help you sort through the details involved with rates and coverage so that you can find the right policy that meets your budget and needs. Enter your zip code below to get started with finding the right auto insurance protection for your vehicles.