9 Cars that Cost Less to Insure in 2013

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9 Cars that Cost Less to Insure in 2013

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There are a lot of factors that should go into the decision of which new car to buy, and one of the most important of those considerations should be the cost of insurance. While there are many ways for a driver to control at least some of the cost of the insurance on their vehicle, the type of car itself will determine the starting point.

The list of cheapest and most expensive vehicles to insure changes based on crash data and driver analysis from the year before.

Nine Cars With Cheaper Car Insurance In 2013

For several years, the minivan reigned supreme when it came to which models were less expensive to insure compared to others. For 2013, the sport utility vehicle (SUV) and crossover have supplanted the minivan as the vehicle that costs the least to insure.

1. Ford Edge SE – The first crossover to ever come in first on the list of least expensive vehicles to insure, the Ford Edge SE’s average annual insurance cost also came down almost $100 from last year.

2. Subaru Outback Premium – Coming in third on the least expensive list for 2013, the Outback’s cost to insure only came down a little from last year, but it’s a definite value.

3. Kia Sportage – Listed as the number four least expensive vehicle to insure in 2013, the Kia Sportage offers a savings of just about $100 annually on insurance from 2012.

4. Hyandai Tucson – Making into the top list for least expensive vehicles to insure was the Hyandai Tucson, which is slightly cheaper to insure on average this year than it was last.

5. Chevrolet Equinox – Providing good value as far as insurance costs go is the Chevrolet Equinox, which will cost just about $100 less annually to insure this year than it did in 2012.

While the above vehicles provide excellent value and are among the least expensive to insure, several of the more expensive models to cover nonetheless saw their prices go down for 2013.

6. Mercedes Benz CL 600 – This is the most expensive vehicle to insure for 2013, not counting exotic cars, but it still managed to drop the cost of coverage annually by just under $400.

7. Mercedes Benz CL65 AMG – The price to insure this luxury vehicle also dropped about $400 for 2013, but it came in second on the list of most expensive cars to provide insurance for, with an average cost of $3,300.

8. Porsche 911 Turbo – Not the type of car your average consumer will be shopping for, but it did manage to lower its insurance costs by about $900 for 2013.

9. Mercedes Benz S65 AMG – The costs to insure this vehicle almost had to come down, since they were around $4,700 in 2012, but are $1,500 less this year.

A variety of factors impact the cost to insure a vehicle, but the best value vehicles will change from year to year as good drivers gravitate toward different options. Currently, crossovers and SUVs provide the best value.

Guest author Melanie Lewis writes for a site with a useful car payment estimator to help buyers determine the approximate cost of purchasing a new vehicle.

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